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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Helped in so many ways

Helped to bring back some financial control to life Reviewed on: 21st February 2023

very useful

Zopa was one of the only companies to accept me at 18 and has helped me build a credit score Reviewed on: 21st February 2023

Great credit card

I’d tried for a credit card but got refused applied for the Zopa card was so easy and simple and I was accepted Reviewed on: 21st February 2023

Great company

Helpful and friendly credit card company Reviewed on: 21st February 2023

Very easy to take monay

It is very good over…………………………….. Reviewed on: 21st February 2023

Great app easy to use

Really like this shows you everything you need to know all in one place Reviewed on: 21st February 2023

Brilliant service

Zopa are a friendly company and nothing to much trouble Reviewed on: 21st February 2023

Great customer service

Very professional and great offers Reviewed on: 21st February 2023

Great Card

It has been the best credit cared I have had to build up my credit score. The interest rate is good Reviewed on: 21st February 2023

Best credit consumer

Nice and helpful advice. Easy to use card i’ve never had any problems nice and easy set up Reviewed on: 21st February 2023

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