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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Credit card

Amazing to be a part of Zoe. Overall Zopa has been my best experience with credit cards so far. The app is excellent, easy to use and has great benefits too. Reviewed on: 21st February 2023

Great card

Offers good knowledge about account and how best to manage your finances with tools to support you and easy read information. Reviewed on: 21st February 2023

Best and easy to use mobile credit card app

I am so happy and fulfilled with their mobile app an quick and easy way to please you Reviewed on: 21st February 2023

Quick and easyto use on app

Quick and easyto use on app, good customer service Reviewed on: 21st February 2023

Straight forward credit card services

Excellent customer services and products available Reviewed on: 21st February 2023

So easy to use!

The app itself if fantastic, and I made use of the 0% balance transfer which was very helpful indeed. I recently changed my name, and the staff and support in this was timely, and efficient. Reviewed on: 21st February 2023

Reliable & Flexible

Can easily set up a direct debit, which you can change the amount easily via the app. The app is easily accessible, allowing you to make payments without any hassle. Reviewed on: 21st February 2023

Great and effortless

Superb company with a great accompanying app. Simplistic and hassel free. Reviewed on: 21st February 2023

No problems so far

Seems to be an easy process, everything is going well to this point , not had to deal with any one as again not needed to Reviewed on: 21st February 2023

Customer friendly

Totally I am so impressed with the app and the customer service relationship management. Reviewed on: 21st February 2023

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