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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Simple & Clear Borrowing

Zopa's credit card is easy to use and allows for simple borrowing. They have added features to help build your credit score and tools to help with monthly budgeting. Reviewed on: 21st February 2023

Helpful

Brilliant, it’s gonna help me build my credit score with no hassles Reviewed on: 21st February 2023

Fantastic

Excellent-right from the application process. Easy to use on line and make payments. Reviewed on: 21st February 2023

Excellent servhce

Full support and great customer service Reviewed on: 21st February 2023

Very Easy

From the start of the application to account management service has been excellent Reviewed on: 21st February 2023

Very handy and easy to use

A very usable app and info driven credit card which helps keep in top of spending. Reviewed on: 21st February 2023

Zopa is an excellent company to deal with

The credit card is great for online purchases and cash withdrawals never a problem with this company Reviewed on: 21st February 2023

Fantastic card service

Fantastic app,well informed and great customer service Reviewed on: 21st February 2023

Great company

Impressive and quick to the costumers Reviewed on: 21st February 2023

Easy to manage

App user friendly and makes managing money easy Reviewed on: 21st February 2023

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