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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Quick and easyto use on app

Quick and easyto use on app, good customer service Reviewed on: 21st February 2023

Straight forward credit card services

Excellent customer services and products available Reviewed on: 21st February 2023

So easy to use!

The app itself if fantastic, and I made use of the 0% balance transfer which was very helpful indeed. I recently changed my name, and the staff and support in this was timely, and efficient. Reviewed on: 21st February 2023

Reliable & Flexible

Can easily set up a direct debit, which you can change the amount easily via the app. The app is easily accessible, allowing you to make payments without any hassle. Reviewed on: 21st February 2023

Great and effortless

Superb company with a great accompanying app. Simplistic and hassel free. Reviewed on: 21st February 2023

No problems so far

Seems to be an easy process, everything is going well to this point , not had to deal with any one as again not needed to Reviewed on: 21st February 2023

Customer friendly

Totally I am so impressed with the app and the customer service relationship management. Reviewed on: 21st February 2023

Nothing special

Just upped my interest rate. Doesn’t give any benefits. Just a normal card Reviewed on: 21st February 2023

First class card

Excellent service, easy to use app keeps you up to date with transactions and payments. Increased credit limit after reasonable amount of time. Happy to refer to friends and family. Reviewed on: 21st February 2023

One of the best credit cards

I’m happy they accepted me as a client and very satisfied with them over one year now. Reviewed on: 21st February 2023

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