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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Good product

Good with monitoring and keeping in touch , they could do with giving more options for other products if you already have one with them and be able to pay on an automated line so you don’t have to always wait for an agent to pay your bill and carry on with your day not waste time on hold Reviewed on: 21st February 2023

Super company, super service

I’ve had Zopa credit card for a little while now and I’ve never had any issues the app is easy to use and has everything I need at my fingertips would highly recommend Zopa Reviewed on: 21st February 2023

Zopa best credit card

So good!! Easy to apply and use, easy to use the app that works all the time , never had annissue Reviewed on: 21st February 2023

zopa for the win

I've been using Zopa for around 9-12 months. In that time I've not had any reason to complain and I am very happy with the service they provide. Reviewed on: 21st February 2023

The best company

I wasn’t sure getting a credit card because my credit score was bad but zopa gave me another chance to believe in myself Reviewed on: 21st February 2023

Fast and the best

The best company they are so fast Reviewed on: 21st February 2023

My next best friend

I find the Zopa card very good form of paying for items simple and convenient to use. Reviewed on: 21st February 2023

User friendly.

Really fast approval and a user friendly portal helps manage my credit card. Reviewed on: 21st February 2023

Best Credit Card Company

I love the service of the Zopa a lot. Customer care is very supportive and helped me resolve issues in just one day. They also increased my credit limit after a few months of usage. Overall best service provider and is easy to use. Reviewed on: 21st February 2023

Best Credit Card company

Very user friendly online app, excellent customer service and the whole experience from the application up until now the first purchases was very smooth. Every information I need is in the online APP which is very useful. Thanks Zopa Reviewed on: 21st February 2023

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