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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44354)

Very easy to use app

5
Yoga was easy from application easy to use app easy to make payments to your card keep you well informed about everythin Reviewed on: 21st February 2023
Paul's avatar
Paul

Very easy

5
Very easy to navigate the app. Good for people who starting to build their credit Reviewed on: 21st February 2023
Nisa damafe's avatar
Nisa damafe

Great company

5
Good customer service and easy app Reviewed on: 21st February 2023
Kelly McLaughlin's avatar
Kelly McLaughlin

Helped when I needed it most

5
Zopa approved me with a terrible credit rating and is helping me rebuild my credit rating Reviewed on: 21st February 2023
Craig byers 's avatar
Craig byers

AMAZING SERVICE

5
Really helpful, easy and simple to use in an every challenging financial environment Reviewed on: 21st February 2023
Chloe Mary's avatar
Chloe Mary

Excellent service

5
Received my credit card within days . Very easy to set up . Always use in an emergency . Reviewed on: 21st February 2023
Lorraine kenyon's avatar
Lorraine kenyon

Idiot Proof Easy to use

5
I have found the Zopa app one of the easiest and most simple to use as an older person it is great for me Reviewed on: 21st February 2023
Paul Archer's avatar
Paul Archer

Excellent service

4
Happy with the product no concerns at this moment in time Reviewed on: 21st February 2023
Christopher Biwker's avatar
Christopher Biwker

Really good service and credit card

5
No faults. Really good customer service. Apps easy to use. Quick way to pay your credit card. Reviewed on: 21st February 2023
Kamaljit Kaur's avatar
Kamaljit Kaur

Plastic cash in the pocket

5
Amazing service, easy to apply, super informative app. Just Brilliant. Reviewed on: 21st February 2023
Nav Kaur's avatar
Nav Kaur

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