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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Zopa credit card

5
Simply the best, thank you zopa for quick application process Reviewed on: 21st February 2023
Jane Meela's avatar
Jane Meela

Zopa credit card

5
Good balance transfer offers and easy to use app. Reviewed on: 21st February 2023
Christopher Brown's avatar
Christopher Brown

Very friendly approach. And easy to use app.

5
Very easy to use app. timely review of account. Good customer service. Reviewed on: 21st February 2023
Sunny's avatar
Sunny

Great company fantastic service

5
This company has enabled me to start to rebuild my credit, when I moved house the process of changing address was easy and uncomplicated. Fantastic rates and excellent service. Reviewed on: 21st February 2023
nikki_lmh@yahoo.co.uk's avatar
[email protected]

Excellent customer service

5
Very polite and understanding. Excellent advice and customer service support Reviewed on: 21st February 2023
javaid1967@icloud.com's avatar
[email protected]

Easiest credit card company I have been with

5
My experience has been excellent, easy ways to pay back. Help throughout with advice from zopa on how to manage money. Reviewed on: 21st February 2023
Natasha leigh Taylor 's avatar
Natasha leigh Taylor

Great way to sensibly build credit

5
Sensible credit limit and clear app. for maintenance & managing card Reviewed on: 21st February 2023
Joanna Claire Foley's avatar
Joanna Claire Foley

Great service

5
Really quick helpful and clear, recommended Reviewed on: 21st February 2023
Jemma 's avatar
Jemma

Great company.

5
The app is very easy to navigate. Company are always available to contact, unlike many others Reviewed on: 21st February 2023
Darren Harrrison's avatar
Darren Harrrison

Best credit card

5
Since getting a Zopa credit card it has been so smooth! It’s easy to use, easy to make payments and really easy to use their app. Thank you Zopa for making credit easy Reviewed on: 21st February 2023
KH101's avatar
KH101

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