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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent service

Happy with the product no concerns at this moment in time Reviewed on: 21st February 2023

Really good service and credit card

No faults. Really good customer service. Apps easy to use. Quick way to pay your credit card. Reviewed on: 21st February 2023

Plastic cash in the pocket

Amazing service, easy to apply, super informative app. Just Brilliant. Reviewed on: 21st February 2023

Zopa card

Great card which is I've had for a year or so with no issues. Reviewed on: 21st February 2023

Ace

Ace card that I got to help build my credit score Reviewed on: 21st February 2023

Keeping you in the know

Ideal credit card in one and gives you the option to check credit rating and other products Reviewed on: 21st February 2023

Every Good

Excellent Reviewed on: 21st February 2023

Credit card

Fantastic card, easy to use app, great customer service when needed. Reviewed on: 21st February 2023

Great service

Fantastic product. Easily managed. Great customer service Reviewed on: 21st February 2023

Great card and service

Have had this card a little over a year, really good company, great easy to use app. Much better than the big name banks Reviewed on: 21st February 2023

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