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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Best credit

I have a good credit ship with zopa because it built a very good relations with their customers. Reviewed on: 21st February 2023

Very easy to use and understand

Easy to understand and use plus very helpful when help is needed. When you apply the application is easy to understand and everything is clear as well Reviewed on: 21st February 2023

Good experience

It’s a good experience using Zopa I am happy with that Reviewed on: 21st February 2023

Nice and simple easy to add on apply pay

I have a few credit cards and none work to be added on apply pay besides Zopa Reviewed on: 21st February 2023

Easy

Easy to deal with easy to keep track Reviewed on: 21st February 2023

Great service

Happy with this credit card great service Reviewed on: 21st February 2023

Excellent customer service

I have a Zopa credit card and it’s great for building my credit score as well as great customer service. Reviewed on: 21st February 2023

brilliant

best card i’ve ever owned would recommend Reviewed on: 21st February 2023

Great product

Fantastic product, simple to use and keep on top of Reviewed on: 21st February 2023

Quick and quick set up

Quick to set up and easy to understand. Good app and easy to use. Understood terms conditions clearly for my credit card Reviewed on: 21st February 2023

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