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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Zopa card

Great card which is I've had for a year or so with no issues. Reviewed on: 21st February 2023

Ace

Ace card that I got to help build my credit score Reviewed on: 21st February 2023

Keeping you in the know

Ideal credit card in one and gives you the option to check credit rating and other products Reviewed on: 21st February 2023

Every Good

Excellent Reviewed on: 21st February 2023

Credit card

Fantastic card, easy to use app, great customer service when needed. Reviewed on: 21st February 2023

Great service

Fantastic product. Easily managed. Great customer service Reviewed on: 21st February 2023

Great card and service

Have had this card a little over a year, really good company, great easy to use app. Much better than the big name banks Reviewed on: 21st February 2023

Best credit

I have a good credit ship with zopa because it built a very good relations with their customers. Reviewed on: 21st February 2023

Very easy to use and understand

Easy to understand and use plus very helpful when help is needed. When you apply the application is easy to understand and everything is clear as well Reviewed on: 21st February 2023

Good experience

It’s a good experience using Zopa I am happy with that Reviewed on: 21st February 2023

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