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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Really good

Good for them emergency situation Reviewed on: 21st February 2023

The Zopa Experience

Fast application and card delivered quickly, what I love is the app where you can keep up to date with your card and its features. Reviewed on: 21st February 2023

Excellent company

I have been with zopa for 6 months now they are a excellent credit company with the chance to build ur credit up over time I enjoy using this company no hidden charges for once like the rest of the credit company's great customer service center very polite staff would highly recommended songive them a try u won't be disappointed at all Reviewed on: 21st February 2023

User friendly

Straight forward and user friendly Reviewed on: 21st February 2023

top credit firm

very easy app on your phone with everything you need in one place options to open savi g accounts also Highley recommend Reviewed on: 21st February 2023

Very good with all information

Most time very good and would recommend to others myself never had problems Reviewed on: 21st February 2023

Good all over service

Since having a credit card it has all be great Reviewed on: 21st February 2023

Best during this times of crisis

I have used Zopa for a while now and have realised of all my credit cards they work best with real life problems. They understand life is difficult and are happy to work with you to sort finances out Reviewed on: 21st February 2023

Very good!

Easy going, friendly. Spot on! Easy to apply, low interest charges. Reviewed on: 21st February 2023

Excellent customer service

Great customer service l, friendly Reviewed on: 21st February 2023

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