Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44347)

Very good

5
I have a credit card and very good Reviewed on: 21st February 2023
Andrew Fraser's avatar
Andrew Fraser

Excellent

5
Excellent card for credit score building Reviewed on: 21st February 2023
Steven Witham's avatar
Steven Witham

Brilliant card

5
Highly recommend this card and company Reviewed on: 21st February 2023
Zac's avatar
Zac

Good experience

5
Never had may issues, easy to app format. Reviewed on: 21st February 2023
Brandon 554's avatar
Brandon 554

No hassle credit card provider.

5
Easy to apply, fantastic layout on the app. Reviewed on: 21st February 2023
Ryan wetheridge's avatar
Ryan wetheridge

Zopa credit card

5
Brilliant communication always friendly and very quick to respond to questions if phoned always keeping me informed about my account would highly recommend Reviewed on: 21st February 2023
Lisa williamson 's avatar
Lisa williamson

Fantastic gave me a chance even with low credit

5
They gave me a chance even with low credit score while many wouldn’t even look my way Reviewed on: 21st February 2023
Paul parker's avatar
Paul parker

Zopa credit card

5
The Zopa credit company lets me know, regulary, how my credit card is being usde and offers advice when needed, all in very concise wording. Reviewed on: 21st February 2023
Gerald Mance's avatar
Gerald Mance

Great customer service

5
Great team at Zopa! Very responsible lender! Reviewed on: 21st February 2023
rmay1977@yahoo.com's avatar
[email protected]

Very friendly

5
Zopa have been brilliant always willing to listen and help out Reviewed on: 21st February 2023
kristian.bramley@outlook.com's avatar
[email protected]

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69091 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill