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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Nice and simple easy to add on apply pay

I have a few credit cards and none work to be added on apply pay besides Zopa Reviewed on: 21st February 2023

Easy

Easy to deal with easy to keep track Reviewed on: 21st February 2023

Great service

Happy with this credit card great service Reviewed on: 21st February 2023

Excellent customer service

I have a Zopa credit card and it’s great for building my credit score as well as great customer service. Reviewed on: 21st February 2023

brilliant

best card i’ve ever owned would recommend Reviewed on: 21st February 2023

Great product

Fantastic product, simple to use and keep on top of Reviewed on: 21st February 2023

Quick and quick set up

Quick to set up and easy to understand. Good app and easy to use. Understood terms conditions clearly for my credit card Reviewed on: 21st February 2023

Very good

I have a credit card and very good Reviewed on: 21st February 2023

Excellent

Excellent card for credit score building Reviewed on: 21st February 2023

Brilliant card

Highly recommend this card and company Reviewed on: 21st February 2023

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