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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Amazing Company

I have a credit card and they tailored it to my needs, best rates and customer service is always on hand if you need them. Reviewed on: 21st February 2023

Simple, quick, helpful

I would recommend this product to anyone, its quick and easy, and they are really helpful and informative Reviewed on: 21st February 2023

Hassle free company

It was an easy process that was hassle and stress free, great communication throughout ! Reviewed on: 21st February 2023

Good credit card

Help me when I need extra money, Reviewed on: 21st February 2023

Smashing

It's a good card and works well for me Reviewed on: 21st February 2023

Simple to set up and easy to manage

Very simple process, easy to understand terms and manage account. Reviewed on: 21st February 2023

Excellent

Easy to use, great customer service Reviewed on: 21st February 2023

Quality, sensible company!

Really good credit card company, keep you informed of everything that goes on by text and email. They use common sense rather than what a computer says. Reviewed on: 21st February 2023

Easy to apply for Easy to run

So easy to manage your money via the app Reviewed on: 21st February 2023

Good Card

Great for people with bad credit to help you build your score. Reviewed on: 21st February 2023

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