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Zopa: Credit card reviews

4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44354)

Good experience

5
Never had may issues, easy to app format. Reviewed on: 21st February 2023

No hassle credit card provider.

5
Easy to apply, fantastic layout on the app. Reviewed on: 21st February 2023

Zopa credit card

5
Brilliant communication always friendly and very quick to respond to questions if phoned always keeping me informed about my account would highly recommend Reviewed on: 21st February 2023

Fantastic gave me a chance even with low credit

5
They gave me a chance even with low credit score while many wouldn’t even look my way Reviewed on: 21st February 2023

Zopa credit card

5
The Zopa credit company lets me know, regulary, how my credit card is being usde and offers advice when needed, all in very concise wording. Reviewed on: 21st February 2023

Great customer service

5
Great team at Zopa! Very responsible lender! Reviewed on: 21st February 2023

Very friendly

5
Zopa have been brilliant always willing to listen and help out Reviewed on: 21st February 2023

Easy app, customer service phenomenal!

5
Fab company, easy app to use, customer service amazing! Reviewed on: 21st February 2023

Amazing Customer service experience

5
Amazing efforts put in anytime I had an issue. Recommend any day Reviewed on: 21st February 2023

The best card

5
It’s the best card I’ve used so far Reviewed on: 21st February 2023

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