Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great communication

Brilliant company ...easy to contact if needed and the app is easy to navigate ...never had any problems ..keep up the good work Reviewed on: 21st February 2023

Zopa Credit Card Ease of Use

I have a Zopa credit card I use for work expenses It’s very easy to use and the app is excellent with some very useful features such as loans and credit rating etc Reviewed on: 21st February 2023

Great experience

Does what it says on the tin,great service Reviewed on: 21st February 2023

Great company

Great interest Rates , good communication and fast service. Reviewed on: 21st February 2023

Quick, easy, helpful

The whole process of obtaining the card was easy. The mobile app, for me, is essential and is so easy to use. I make additional payments throughout the month and it's quick and easy to use. The app allows u to do keep up to date. Email communication keeps my informed on all changes. Very impressed Reviewed on: 21st February 2023

Great credit card service

Very efficient and helpful at all times when needed. Reviewed on: 21st February 2023

.credit card

Good app, good company, keep interest in financial health of customer. Reviewed on: 21st February 2023

Great credit card

Nice and simple, no fuss All round great experience Reviewed on: 21st February 2023

Never had a problem zopa great service

Great credit company never had a problem with them customer service fantastic Reviewed on: 21st February 2023

Excellent company

Superb company, never had any issues Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Balance Transfer Credit Card
from Bank of Scotland 4.08 from 13 reviews
Credit Cards
from Smile Bank 3.84 from 4 reviews
Platinum Cashback Credit Card
from American Express 4.34 from 71 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub