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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Credit card nice and easy

Perfect app easy to use correctly nice Reviewed on: 21st February 2023

Best credit card

Its the best credit card i have ever used. Reviewed on: 21st February 2023

love it

never had any issues with these, everything can be done on the app. Reviewed on: 21st February 2023

Payment problem

Had a problem with unauthorized payment, it was resolved quickly and efficiently Reviewed on: 21st February 2023

Best Credit card

Going good with Zopa, intrest rate is good and good to use. Reviewed on: 21st February 2023

great company

so easy and straightforward to use no hassle Reviewed on: 21st February 2023

Great service

I’ve had the credit card for a few months now and I feel very confident in the fact that if I have any questions, someone will answer them. Also I love that it’s almost immediate updates with transactions and paying in. Never had any issues with Zopa, and they have helped me build my credit score back up. Reviewed on: 21st February 2023

Credit card

Very good product, excellent app and easy to use Reviewed on: 21st February 2023

Zopa credit card

Zopa really helped me when i needed help the most ! Thank you! Reviewed on: 21st February 2023

Amazing and efficient

I must say Zopa has provided highly professional good quality service Reviewed on: 21st February 2023

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