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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great company

Great interest Rates , good communication and fast service. Reviewed on: 21st February 2023

Quick, easy, helpful

The whole process of obtaining the card was easy. The mobile app, for me, is essential and is so easy to use. I make additional payments throughout the month and it's quick and easy to use. The app allows u to do keep up to date. Email communication keeps my informed on all changes. Very impressed Reviewed on: 21st February 2023

Great credit card service

Very efficient and helpful at all times when needed. Reviewed on: 21st February 2023

.credit card

Good app, good company, keep interest in financial health of customer. Reviewed on: 21st February 2023

Great credit card

Nice and simple, no fuss All round great experience Reviewed on: 21st February 2023

Never had a problem zopa great service

Great credit company never had a problem with them customer service fantastic Reviewed on: 21st February 2023

Excellent company

Superb company, never had any issues Reviewed on: 21st February 2023

Good credit card

It is a good way to build your credit as a young adult. Reviewed on: 21st February 2023

Good app , easy to use,

I got this card when other companies refused me, so grateful , just need to get my balance down now Reviewed on: 21st February 2023

Amazing process

Does it all really amazing rate really simple process really couldn't ask for more! Reviewed on: 21st February 2023

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