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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Great service

Great CC service with loads of added benefits. Thoroughly recommend. Reviewed on: 21st February 2023

Good service not expensive interest rates

Pleased with my credit card that helps me during difficult times with low minimum repayments and interest rates. Reviewed on: 21st February 2023

Excellent

Brilliant credit card to build your credit rating. Reviewed on: 21st February 2023

Not

I’m not sure what you want for me but if you have Zopa is everything easy Reviewed on: 21st February 2023

easy friendly tech for everyone can use

simpler access. easy application, quick and farmed application process, without pushing to get one. great communication style Reviewed on: 21st February 2023

Amazing and very easy to communicate with.

Zopa have changed my life by this card and helping me. Reviewed on: 21st February 2023

A Great company to be with!

Zopa is a great finance company to be with. Fuss free banking and free financial advice. Win win! Reviewed on: 21st February 2023

Good

Good app Understanding “”””””””” Reviewed on: 21st February 2023

Very happy with my Zopa experience!

I used Zopa to transfer a balance. I was very happy with the offer of the interest free period and have been happy with the customer service I have received as a Zopa customer! Reviewed on: 21st February 2023

Best service

I am very pleased,with service and the card functioning and the app Reviewed on: 21st February 2023

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