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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Best card

Good card and good app to use by checking balances and statements Reviewed on: 21st February 2023

great value and service

great card, comes in handy when needed and great values too! Reviewed on: 21st February 2023

Fantastic at listening

A brilliant formed app, driven by customer input, a caring and fair company who are there to help. Reviewed on: 21st February 2023

Easy and convenient

Easy, convenient, great card. I use it all the time for memberships and shopping Reviewed on: 21st February 2023

Customer service

I have a credit card and finance with zoopa , had no issues . The app is good as you can track all your payments Reviewed on: 21st February 2023

Get Zopa Card

Zopa card is the best. Low interest, no fuss Reviewed on: 21st February 2023

Easy to use

Easy to use and the app is veery easy to understand and navigate Reviewed on: 21st February 2023

Good card

Very good and simple card to use, and esy to set up all payments Reviewed on: 21st February 2023

Excellent service provider

No fuss at any time, really fast service and great communication and easy to use Zopa app Reviewed on: 21st February 2023

Great card easy use

It’s easy no frills no extra charges use anywhere i thanks it the best card around Reviewed on: 21st February 2023

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