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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Very good service

Excellent would recommend. Easy to use and fast payments Reviewed on: 21st February 2023

Perfect

Good company never had a problem Reviewed on: 21st February 2023

great using Zopa

Brilliant customer service. I would definitely recommend using Zopa to friend and family, Reviewed on: 21st February 2023

Absolutely amazing

Chat room is always helpful and friendly nothing is a problem Reviewed on: 21st February 2023

Mr

Very nice company. I prefer everyone to tgis company Reviewed on: 21st February 2023

Great service and app

Found it really easy to apply and the app is user friendly and easy to use. Reviewed on: 21st February 2023

No brainer, great customer experience

Fantastic company, brilliant card to have as a back up. Reviewed on: 21st February 2023

Excellent

Excellent card with easy to use features such as a credit cushion. Reviewed on: 21st February 2023

Simple and no fuss use

Simple application process, no fuss or hidden charges, great communication and use anywhere Reviewed on: 21st February 2023

Amazing & Easy to use

Amazing products and easy to use App quick delivery of the card and easy to set up things within the app highly recommend. Reviewed on: 21st February 2023

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