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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Very useful card

I’ve been using this card for the last year and it’s been a huge help , highly recommend it . Reviewed on: 21st February 2023

Perfect

Easy to use app perfect and a considerate company Reviewed on: 21st February 2023

Good credit card

One of the few credit cards that doesn’t automatically put you into debt by increasing limits often. Good all rounder for improving creid Reviewed on: 21st February 2023

Easy to use credit card

As above easy to use the Zopa app is very good all transactions and payments easily obtainable very satisfied Reviewed on: 21st February 2023

Great service easy to use

Great service easy to use had this card for over 12 months now, very convenient if you forget your money etc Reviewed on: 21st February 2023

App really good

The app is really good and you get text’s everytime theres a transaction Reviewed on: 21st February 2023

Fantastic company

Fast quick reliable credit card company no hassle friendly customer service Reviewed on: 21st February 2023

Great for first time users.

This is my first credit card and the whole experience has been simple and useful in my daily life. I can pay off easily through the app, the alerts are set so I never miss a payment date and the customer service is excellent! Reviewed on: 21st February 2023

Easy

Easy to apply and manage account, keep me updated regarding account and payments Reviewed on: 21st February 2023

Amazing, Helpful and Easy to use.

I would definitely recommend Zopa to all my friends and family. It is very easy to use which is very helpful. I’ve had an amazing experience these last few months with it. It’s the best and most helpful credit card company out there. Reviewed on: 21st February 2023

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