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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Absolutely amazing

Chat room is always helpful and friendly nothing is a problem Reviewed on: 21st February 2023

Mr

Very nice company. I prefer everyone to tgis company Reviewed on: 21st February 2023

Great service and app

Found it really easy to apply and the app is user friendly and easy to use. Reviewed on: 21st February 2023

No brainer, great customer experience

Fantastic company, brilliant card to have as a back up. Reviewed on: 21st February 2023

Excellent

Excellent card with easy to use features such as a credit cushion. Reviewed on: 21st February 2023

Simple and no fuss use

Simple application process, no fuss or hidden charges, great communication and use anywhere Reviewed on: 21st February 2023

Amazing & Easy to use

Amazing products and easy to use App quick delivery of the card and easy to set up things within the app highly recommend. Reviewed on: 21st February 2023

Zopa go!

Excellent choice of credit. Easy to manage. Full access to your account, would recommend to everyone. Reviewed on: 21st February 2023

Awsome

Easy to use no hassle would recommend to friends and family Reviewed on: 21st February 2023

Great company

Credit card company that has made their app really easy to use. Would recommend Reviewed on: 21st February 2023

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