Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Zopa go!

Excellent choice of credit. Easy to manage. Full access to your account, would recommend to everyone. Reviewed on: 21st February 2023

Awsome

Easy to use no hassle would recommend to friends and family Reviewed on: 21st February 2023

Great company

Credit card company that has made their app really easy to use. Would recommend Reviewed on: 21st February 2023

Cheaper, flexible and excellent after service

ZOPA has been very friendly, flexible and facilitating in their approach to assessing customer affordability, spending power, credibility and has been very relentless in their drive to ensure a safe customer transactions Reviewed on: 21st February 2023

Very good credit card

They are very informative and keep in touch with you via email. The app is brilliant and you can see what your spend and payments are Reviewed on: 21st February 2023

My most used credit card

Zopa is the best value and easiest to understand when it comes to credit cards as well as having great customer service Reviewed on: 21st February 2023

Good

Very good service thank so much Reviewed on: 21st February 2023

Smashing company

Easy to deal with and very friendly staff, deals are good and they look after there customers Reviewed on: 21st February 2023

Customer service who actually care

I have had the best customer service from zopa when I lossed my job they were there when I was struggling they were there . Not just to help but best advice too . I recommend to my family and friends. Reviewed on: 21st February 2023

Quick easy and simple

I have been using for a year now and just overall very happy Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Yonder 4.85 from 952 reviews
Everyday Credit Card
from Creation 3.99 from 22 reviews
Instant pay
from Incredible 4.61 from 28 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub