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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Hassle free card that meets needs

5
Good communication, easy to use and set up and quick customer service response Reviewed on: 21st February 2023
Toyin Adams's avatar
Toyin Adams

Great experience

5
It was easy to apply and my card arrived swiftly Reviewed on: 21st February 2023
Cj's avatar
Cj

Best for perpetual times

5
Zopa in my mind can't be beaten on interest rate they are effective in each way possible how can you not take the leap for the perfect credit card which gives you an interest rate which is excellent for beginners Reviewed on: 21st February 2023
Ahamer farid's avatar
Ahamer farid

Fabulous

5
Never have any problems, everything has been great Reviewed on: 21st February 2023
Vicky Buckland's avatar
Vicky Buckland

Very good

5
This has improved credit score, I highly recommend Reviewed on: 21st February 2023
Wale B's avatar
Wale B

Easy to manage and make payments

5
It’s so easy to keep an eye on your account Reviewed on: 21st February 2023
Kiara's avatar
Kiara

Credit card

4
Hassle free and don't hound you with calls Reviewed on: 21st February 2023
Rhys's avatar
Rhys

Excellent service easy to use app

5
I’ve never had any issues app is easy to use and self explanatory. Would definitely recommend Reviewed on: 21st February 2023
Colette collins's avatar
Colette collins

Credit Card

4
Easy to use app and helpful customer service when required Reviewed on: 21st February 2023
Emma's avatar
Emma

Credit Card

5
Easy to use, hassle free and fully transparent. Can use the card on anything and the app is simple to use. Reviewed on: 21st February 2023
J G's avatar
J G

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