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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Credit Card

It’s very useful normal interest not higher and customer support is very excellent Reviewed on: 21st February 2023

Great app and service especially if you travel often.

I use Zopa Credit Card often and love the fact that they don't have hidden charges when I use it abroad. Reviewed on: 21st February 2023

Great service

Great customer service would recommend Reviewed on: 21st February 2023

Great!

I like working with ZOPA. Can see everything in the app. Easy to be accepted. Totally recommend it! Reviewed on: 21st February 2023

Simple and easy.

Great bank to work with! Easy to use app. Fantastic customer service. Always there when needed. Reviewed on: 21st February 2023

Peace of mind

Great communication and easy to use app to keep track Reviewed on: 21st February 2023

Fab

Great card and services excellent card Reviewed on: 21st February 2023

Fantastic service and competitive prices

I would recommend this company to anyone Very happy customer Reviewed on: 21st February 2023

Credit card

Easy to apply. Card was ready to use straight away. The zopa app really helps and lets you monitor spending, account, card details, pin, make payments.etc without having to contact a call centre. It's all there, simple to use app. Reviewed on: 21st February 2023

Easy to use app

Good company who make it easy to stay on top of credit limit x Reviewed on: 21st February 2023

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