Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

View other Zopa products

4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Cheaper, flexible and excellent after service

ZOPA has been very friendly, flexible and facilitating in their approach to assessing customer affordability, spending power, credibility and has been very relentless in their drive to ensure a safe customer transactions Reviewed on: 21st February 2023

Very good credit card

They are very informative and keep in touch with you via email. The app is brilliant and you can see what your spend and payments are Reviewed on: 21st February 2023

My most used credit card

Zopa is the best value and easiest to understand when it comes to credit cards as well as having great customer service Reviewed on: 21st February 2023

Good

Very good service thank so much Reviewed on: 21st February 2023

Smashing company

Easy to deal with and very friendly staff, deals are good and they look after there customers Reviewed on: 21st February 2023

Customer service who actually care

I have had the best customer service from zopa when I lossed my job they were there when I was struggling they were there . Not just to help but best advice too . I recommend to my family and friends. Reviewed on: 21st February 2023

Quick easy and simple

I have been using for a year now and just overall very happy Reviewed on: 21st February 2023

Credit Card

It’s very useful normal interest not higher and customer support is very excellent Reviewed on: 21st February 2023

Great app and service especially if you travel often.

I use Zopa Credit Card often and love the fact that they don't have hidden charges when I use it abroad. Reviewed on: 21st February 2023

Great service

Great customer service would recommend Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Hilton Honors Credit Card
from Barclaycard 4.10 from 11 reviews
Credit card (discontinued)
from Wave (inactive) 3.85 from 3 reviews
Credit card (discontinued)
from Tandem 4.65 from 358 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub