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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

First class product

Very helpful and easy to use and easy to access on my phone Reviewed on: 21st February 2023

One of the best

I have no issues with them, using their service is easy and i am very happy Reviewed on: 21st February 2023

I wish I knew about Zopa before

Zopa’s credit card is so easy and flexible. I love the fact the mat you can make a payment towards your credit card and the funds are instantly available at your disposal Reviewed on: 21st February 2023

Very simple and straight forward, easy to use

Very simple and straight forward, easy to use , east to manage and stay in control over things , friendly costumer service and helpful Reviewed on: 21st February 2023

Great modern card

This card and company are very modern and very transparent . The App is very informative and easy to use. Reviewed on: 21st February 2023

Simple and useful

Being able to pay your balance easily and shows immediately. Also able to add to my wallet on the phone is a plus. I cannot add my normal bank card for that. Excellent and recommended. Reviewed on: 21st February 2023

Easy to apply for

Easy to apply for and consider all credit ratings Reviewed on: 21st February 2023

Easy Understandable Banking

Since having my zopa credit card it is easy and understandable. The app is brilliant, its clear and easy to use. I know all my interest rates and when rates are ending. I can easily see my balance transfer balance and my purchases balance. Would highly recommend to friends and family. I prefer this is my other banking apps. Reviewed on: 21st February 2023

Simply the best

There when you need them, fast and reliable. Reviewed on: 21st February 2023

Good credit card and app

A good credit card and app with user friendly interface and options and tips on app. Reviewed on: 21st February 2023

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