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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy to use phone app, good customer service

Very happy with my Zopa credit card. I particularly like their mobile app which is clear and easy to use and provides updates in a timely manner. Reviewed on: 21st February 2023

Very good product

Since getting my Zopa credit card it has made buying things online so much easier for me And it’s easy to keep updated on my spending and payment history Reviewed on: 21st February 2023

Just perfect

Simple and without headache. Everything worked smooth. Reviewed on: 21st February 2023

Credit card

Low credit limit but great app to go with it Reviewed on: 21st February 2023

Easy to use

Service was good amazing customer services easy to use everything Reviewed on: 21st February 2023

Zopa credit card

Was very fortunate to be accepted for my zopa credit card which allowed me to build my credit score Reviewed on: 21st February 2023

Efficient and great communication

Perfect credit card, great money advice and tips to support improving credit rating too! Reviewed on: 21st February 2023

Excellent

Great customer service very easy to apply and use user friendly app Reviewed on: 21st February 2023

fantastic customer service

no issues at all, first class service. Reviewed on: 21st February 2023

Helpful

My experience of dealing with Zopa has been Very helpful in every way Reviewed on: 21st February 2023

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