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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great!

I like working with ZOPA. Can see everything in the app. Easy to be accepted. Totally recommend it! Reviewed on: 21st February 2023

Simple and easy.

Great bank to work with! Easy to use app. Fantastic customer service. Always there when needed. Reviewed on: 21st February 2023

Peace of mind

Great communication and easy to use app to keep track Reviewed on: 21st February 2023

Fab

Great card and services excellent card Reviewed on: 21st February 2023

Fantastic service and competitive prices

I would recommend this company to anyone Very happy customer Reviewed on: 21st February 2023

Credit card

Easy to apply. Card was ready to use straight away. The zopa app really helps and lets you monitor spending, account, card details, pin, make payments.etc without having to contact a call centre. It's all there, simple to use app. Reviewed on: 21st February 2023

Easy to use app

Good company who make it easy to stay on top of credit limit x Reviewed on: 21st February 2023

Easy to use phone app, good customer service

Very happy with my Zopa credit card. I particularly like their mobile app which is clear and easy to use and provides updates in a timely manner. Reviewed on: 21st February 2023

Very good product

Since getting my Zopa credit card it has made buying things online so much easier for me And it’s easy to keep updated on my spending and payment history Reviewed on: 21st February 2023

Just perfect

Simple and without headache. Everything worked smooth. Reviewed on: 21st February 2023

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