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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Excellent

5
All service is good and they monitor you very carefully Reviewed on: 21st February 2023
Alamin's avatar
Alamin

Zopa

5
Words can't explain I'm not good of explaining stuff but services is very good Reviewed on: 21st February 2023
Keith Shallow's avatar
Keith Shallow

Great service

5
Great service easy to set up and use Reviewed on: 21st February 2023
Z's avatar
Z

Great service

5
Easy to apply and the app very ui friendly Reviewed on: 21st February 2023
Adrian's avatar
Adrian

Excellent

5
Fair, clear and useful app. Conscious about credit limit affordability Reviewed on: 21st February 2023
Sarah 's avatar
Sarah

Everything made easy

5
I've had this card for a while now with the app I'm trying to build my credit back up the app helps me no end I highly recommend it Reviewed on: 21st February 2023
Ashley chohan's avatar
Ashley chohan

Simple, plain talking, caring

5
Zopa makes credit clear - they don’t rely on complicated jargon or false advertising. They do what they claim and are there to help the customer, not themselves. Reviewed on: 21st February 2023
vicwal's avatar
vicwal

Simple, professional & considerate!

5
Zopa is probably the best credit card I’ve ever had, firstly gaining it on bad credit was the easiest I had imagined and being with them for just under 2 years, my credit score has increased considerably and credit increased too. Probably the only provider that were considerate and gave me the opportunity to use wisely and increase further chances of increase! The perfect credit card. Reviewed on: 21st February 2023
Adil Butt's avatar
Adil Butt

Excellent

5
Excellent service and very easy communication Reviewed on: 21st February 2023
emma.ough@ntlworld.com's avatar
[email protected]

Easiest thing ever

5
Easy to manage, staff are easy to talk to and understanding. Overall great product Reviewed on: 21st February 2023
Lt's avatar
Lt

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