Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44347)

Good service

4
Good services and app very easy to use. Reviewed on: 21st February 2023
davidscott100212@yahoo.co.uk's avatar
[email protected]

Great

5
Great little card that's easy to use and integrates easily with the app Reviewed on: 21st February 2023
robert mann's avatar
robert mann

Easy to navigate

5
Easy to use credit cards and they’ve got perfect rate Reviewed on: 21st February 2023
Assan gloria's avatar
Assan gloria

Best card and cooperative staff

5
Excellent experience easy to use and understand Reviewed on: 21st February 2023
misbah's avatar
misbah

Exactly what it said

5
Got as a balance transfer limited offer and 2qs everything I expected it to be and did everything I needed it to and more! Reviewed on: 21st February 2023
Steven Jones's avatar
Steven Jones

Great product and app.

5
Helpful and easy process. Easy to apply and great if you have a low credit rating. Reviewed on: 21st February 2023
Jill's avatar
Jill

Good

5
Perfect credit card for me and my family Reviewed on: 21st February 2023
Nicoleta's avatar
Nicoleta

Great

5
Great customer service. Very transparent,easy to talk to and app is easy to use Reviewed on: 21st February 2023
Ade Henery's avatar
Ade Henery

Great credit card

5
It's the best credit card I've had and I like how the money appears on the card after I've paid on the same day Reviewed on: 21st February 2023
kevin dolphin's avatar
kevin dolphin

Great credit card, great app

5
The app is my favourite thing about the service. Positive feel to the layout and customer experience Reviewed on: 21st February 2023
ashlea.taylor@live.com's avatar
[email protected]

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69091 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill