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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Credit card

Low credit limit but great app to go with it Reviewed on: 21st February 2023

Easy to use

Service was good amazing customer services easy to use everything Reviewed on: 21st February 2023

Zopa credit card

Was very fortunate to be accepted for my zopa credit card which allowed me to build my credit score Reviewed on: 21st February 2023

Efficient and great communication

Perfect credit card, great money advice and tips to support improving credit rating too! Reviewed on: 21st February 2023

Excellent

Great customer service very easy to apply and use user friendly app Reviewed on: 21st February 2023

fantastic customer service

no issues at all, first class service. Reviewed on: 21st February 2023

Helpful

My experience of dealing with Zopa has been Very helpful in every way Reviewed on: 21st February 2023

Good service

Good services and app very easy to use. Reviewed on: 21st February 2023

Great

Great little card that's easy to use and integrates easily with the app Reviewed on: 21st February 2023

Easy to navigate

Easy to use credit cards and they’ve got perfect rate Reviewed on: 21st February 2023

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