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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Best card and cooperative staff

Excellent experience easy to use and understand Reviewed on: 21st February 2023

Exactly what it said

Got as a balance transfer limited offer and 2qs everything I expected it to be and did everything I needed it to and more! Reviewed on: 21st February 2023

Great product and app.

Helpful and easy process. Easy to apply and great if you have a low credit rating. Reviewed on: 21st February 2023

Good

Perfect credit card for me and my family Reviewed on: 21st February 2023

Great

Great customer service. Very transparent,easy to talk to and app is easy to use Reviewed on: 21st February 2023

Great credit card

It's the best credit card I've had and I like how the money appears on the card after I've paid on the same day Reviewed on: 21st February 2023

Great credit card, great app

The app is my favourite thing about the service. Positive feel to the layout and customer experience Reviewed on: 21st February 2023

Easy to Use App - Clear Concise

The app is so easy to understand and use, you can see exactly where your are and what is required. Would definitely recommend. Reviewed on: 21st February 2023

Easy to use

Card was very easy to apply for and I received my card very quickly. The app is easy to use and it covers everything I need from a card. Reviewed on: 21st February 2023

Outstanding service

Used many different brands in the past . Very smooth interface with the app . Incredibly simplistic to use . And fairly competitive . Overall very happy with using the platform. Reviewed on: 21st February 2023

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