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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

I fully recommend credit card as also loans . !

I got zopa for a year I think now , and I am really satisfied, I have never had any trouble or issue with my credit card or payments . Reviewed on: 21st February 2023

Excellent company

Fab service from the word go, great product to boost credit rating Reviewed on: 21st February 2023

Zopa Customer Interest Credit Card

Zopa card is durable and provides very low-interest rates. Reviewed on: 21st February 2023

Affordable and credit boosting

My zopa credit card is great. I was given the right amount of credit that I could afford to pay back each month. The app is very easy to use which makes the experience even better, especially when you're not great with technology! I would 100% recommend zopa to any of my friends and family. Reviewed on: 21st February 2023

Great card

Excellent customer services when you call them. Reviewed on: 21st February 2023

Bank awards

It been a pleasure to have this credit card it's been well worth having it and a very good company very professional Reviewed on: 21st February 2023

Best credit card

Ideal for purchases. Low APR rate Reviewed on: 21st February 2023

A real helping hand

The reason for my review is I was really struggling to get credit elsewhere and Zopa approved me which was great my limit was, small and manageable and has risen as I’ve used my card, still at a manageable level and it will hopefully show other lenders I am a trusted borrower. Reviewed on: 21st February 2023

easy mobile banking

high interest but mobile banking is easy Reviewed on: 21st February 2023

Nicola,a choice

The bestcard I have ever had. So easy to use and very competitive rates I recommend everybody to apply for one it's great Reviewed on: 21st February 2023

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