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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy to Use App - Clear Concise

The app is so easy to understand and use, you can see exactly where your are and what is required. Would definitely recommend. Reviewed on: 21st February 2023

Easy to use

Card was very easy to apply for and I received my card very quickly. The app is easy to use and it covers everything I need from a card. Reviewed on: 21st February 2023

Outstanding service

Used many different brands in the past . Very smooth interface with the app . Incredibly simplistic to use . And fairly competitive . Overall very happy with using the platform. Reviewed on: 21st February 2023

Zopa

Brilliant credit card Iv had no problems with it. I highly reccomend Reviewed on: 21st February 2023

Easy to use credit card

When it comes to easy no nonsense credit card to use look no further. Reviewed on: 21st February 2023

Good easy to use

Very easy to use an understand all the terms an conditions Reviewed on: 21st February 2023

Fantastic service

Zopa has been great for me and kept me informed. Their security is also great. Reviewed on: 21st February 2023

Quick and easy!

Super easy to set up and get started, very user-friendly app that really helps you keep on top of your finances. Reviewed on: 21st February 2023

Zopa does what it says on the tin !

Very efficient , good customer service. Very clear about terms and charges . Easy to deal with - user friendly app ! Would recommend! Reviewed on: 21st February 2023

FANTASTIC CREDIT CARD

With having a not clever credit rating ,zopa came to my rescue with accepting me.I was so relieved and they gave me peace of mind and hope that help is available with the right people. Reviewed on: 21st February 2023

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