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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Thoughly Reccommend!

Easy, no hassel, no frills, you know what you are getting, nothing hidden, excellent app. Excellent to keep track of your spend. Superb. Reviewed on: 21st February 2023

Easy to use & responsible lending.

I applied for Zopa on a whim really but I’m glad I did. Their app has so much useful information on there and it makes it really easy to keep track of my payments and my spending. They send personalised emails with tips on how to help your credit score and what is holding you back. I really would recommend it. Reviewed on: 21st February 2023

Smart card

Simply easy perfection does exactly what it say and with ease Reviewed on: 21st February 2023

Fantastic easy credit card company

Cannot fault Zopa. From pending approval process to acceptance. To initial credit limit to potential increases. Absolutely everything. Making payments is so simple, as is purchasing using the cards. Instant notifications. Easy to use app. 10/10 Reviewed on: 21st February 2023

Good service, quick and easy to use

Straight forward, easy to apply, great service, easy app to use Reviewed on: 21st February 2023

Good company

Good company, goof limit, useful app. Reviewed on: 21st February 2023

Best

Best credit card ever I have used and love it Reviewed on: 21st February 2023

Great company.

Yes never have any problems. Runs very smoothly Reviewed on: 21st February 2023

Vote

Easy access and easy to use app and good knowledge of what i require from credit card Reviewed on: 21st February 2023

brilliant

Just help when and where its needed. Reviewed on: 21st February 2023

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