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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Ease and Simplicity

This credit card and the app you can download are the easiest and most simple I have used. Great customer service and support too. Reviewed on: 21st February 2023

Great company

Great company, easy to use app very user friendly Reviewed on: 21st February 2023

Yes

Excellent service and very fast and convenient Reviewed on: 21st February 2023

Straight forward, clear credit

Very impressed with Zopa; I have a credit card with them which is extremely easy to manage. Easy to navigate app with clear information on monthly payments, interest and credit limit. Customer services is extremely good too Reviewed on: 21st February 2023

Great friendly customer service

Simply easy and straight forward great company Reviewed on: 21st February 2023

Zopa an excellent credit card

Excellent customer service and easy to get hold of. Always know what your budget is. Reviewed on: 21st February 2023

quick easy and affordable

Quick easy process affordable repayments. App can show amount lent and balance transfers balance Reviewed on: 21st February 2023

Good credit card

Zopa akways keep me update about changes . The app is great to pay back to money, to see the interest and balance. Reviewed on: 21st February 2023

Customer service second to none

Easy application on line and swift reply. The card arrived before due date. Reviewed on: 21st February 2023

Great card

Easy to set up, great reviews, good offers. Would highly recommend ( I have already ) Reviewed on: 21st February 2023

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