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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44347)

Good credit card

5
Zopa akways keep me update about changes . The app is great to pay back to money, to see the interest and balance. Reviewed on: 21st February 2023
Eva's avatar
Eva

Customer service second to none

4
Easy application on line and swift reply. The card arrived before due date. Reviewed on: 21st February 2023
Aziz's avatar
Aziz

Great card

5
Easy to set up, great reviews, good offers. Would highly recommend ( I have already ) Reviewed on: 21st February 2023
R worsnop 's avatar
R worsnop

Great company

5
I’m enjoying the zopa app I love how easy it is to use and how easily I can find everything on it never had a problem with zopa yet great company Reviewed on: 21st February 2023
Sonia's avatar
Sonia

Easy

5
Easy to use Easy to access on app Reviewed on: 21st February 2023
Sarah's avatar
Sarah

Great credit provider!

5
Great experience having credit with Zopa!! Customer service is excellent, app so easy to use, highly recommended Reviewed on: 21st February 2023
Ej's avatar
Ej

Credit card

3
Happy with service, reminders and access to info Reviewed on: 21st February 2023
Becca's avatar
Becca

Great card

5
Very good service highly recommend Reviewed on: 21st February 2023
Lee harvest's avatar
Lee harvest

Amazing

4
Good, supportive account and builds credit easy. Reviewed on: 21st February 2023
cam's avatar
cam

Amazing

5
Brilliant service, app is very easy to use Reviewed on: 21st February 2023
haylesg86@icloud.com's avatar
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