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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Excellent provider

Excellent provider. Also app amazing and everything to hand easy to use Reviewed on: 21st February 2023

Simple, Efficient

Every process and piece of communication has been simple and straight forward. Reviewed on: 21st February 2023

The best credit card ever!

I've been with zopa for almost a year now, and I love this card! It's not like having a credit card but more of a savings card. It's helped me out of sticky situations, and continues to help me so well. I'd recommend it 110% Reviewed on: 21st February 2023

Great overall card

Faster dispatch after being excepted than most companies and no issues with the card during my years of having it. Reviewed on: 21st February 2023

Easy and no issues

Easy to use app and support team readily available to help Reviewed on: 21st February 2023

Simplicity

Great credit card and simple navigation around the App. Simple to use. Reviewed on: 21st February 2023

This card helped me improve my credit score it was instrumental in my being able to get car finance.

A friendly online service and also very helpful if you need to speak to someone on the phone. Reviewed on: 21st February 2023

Payments

very good experience easy payments to make no hassle and app easy to understand Reviewed on: 21st February 2023

Easy to use

The app is so easy to use and manage my account Reviewed on: 21st February 2023

Great Credit Card

Great credit card, easy to use and control. Very good customer service Reviewed on: 21st February 2023

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