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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Suits me

I use it for those everyday things and one of special occasions Reviewed on: 21st February 2023

Very helpful and reliable

They helped me when all others refused. Reviewed on: 21st February 2023

Great

The app is great and easy to use. The Apr is reasonable and not stupidly high like other credit cards. Not had any issues since getting the card Reviewed on: 21st February 2023

Easy

Easy to set up easy to use easy to manage Reviewed on: 21st February 2023

Honest, open and transparent

Zopa has been a breath of fresh air in credit card providers. Open, honest, transparent with an excellent app to help you keep track of your spending and useful alerts and notifications, I love Zopa. Reviewed on: 21st February 2023

Great company

Great company really helpful, simple to use app Reviewed on: 21st February 2023

Great company at it

Zopa provides good customer service and support Reviewed on: 21st February 2023

Good app and notifications which makes it very easy to keep track of spend, transactions and balances

This provider offers useful money tips and advice as well as the use of a good app which enables keeping a good track of spending and balances Reviewed on: 21st February 2023

Amazing

Love everything and how simple and straight forward it all is. Reviewed on: 21st February 2023

Rosa

Very good ,easy to use,off course the interest course be less, and o could say excellent Reviewed on: 21st February 2023

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