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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Fast and convenient

Amazing experience. All you need is in the app. What I love is the fact that payment shows straight away on the account together with money. No need to wait 24 hours Reviewed on: 21st February 2023

A credit card for all your needs

A hassle free credit card that has looked after me very well over the past couple of years. Thank you Zopa Reviewed on: 21st February 2023

Very easy to keep track

It’s an easy card to use to increase the credit score Reviewed on: 21st February 2023

Excellent service and communication love it !!

I’ve had Zopa for a while now no problems using my credit card I would recommend to anyone Reviewed on: 21st February 2023

Great with customer

Brilliant customer care service Reviewed on: 21st February 2023

Its a credit card

Just a credit card. Its OK. Helpful but nothing to rave about Reviewed on: 21st February 2023

Great credit card

Easy app,great interest ratings,contactless Reviewed on: 21st February 2023

Great company

I have been using zopa credit card for a few years now and I have always found using it a joy, always keep me up to date with payments and always there to help. Reviewed on: 21st February 2023

Awesome product

Zopa credit card is the best card They gave all facilities and everything Reviewed on: 21st February 2023

Superb and Friendly

Really pleased to be a Zopa user, they have really helped me in my times of need during the uncertan times with the cost of living crisis and they have been an absolute godsend Reviewed on: 21st February 2023

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