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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Easy

Easy to set up easy to use easy to manage Reviewed on: 21st February 2023

Honest, open and transparent

Zopa has been a breath of fresh air in credit card providers. Open, honest, transparent with an excellent app to help you keep track of your spending and useful alerts and notifications, I love Zopa. Reviewed on: 21st February 2023

Great company

Great company really helpful, simple to use app Reviewed on: 21st February 2023

Great company at it

Zopa provides good customer service and support Reviewed on: 21st February 2023

Good app and notifications which makes it very easy to keep track of spend, transactions and balances

This provider offers useful money tips and advice as well as the use of a good app which enables keeping a good track of spending and balances Reviewed on: 21st February 2023

Amazing

Love everything and how simple and straight forward it all is. Reviewed on: 21st February 2023

Rosa

Very good ,easy to use,off course the interest course be less, and o could say excellent Reviewed on: 21st February 2023

Easy to use, fair rates

Never had any issues, easy to use website and app. Reviewed on: 21st February 2023

Excellent

NO problems, happy with product and service Reviewed on: 21st February 2023

Excellent Service

Applied for a credit card when I had a poor credit rating and was surprised to be accepted Reviewed on: 21st February 2023

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