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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Nice

Good credit card every one should get this card Reviewed on: 21st February 2023

Great Company

Excellent company offering many of services,I will recommend to others!!!! Reviewed on: 21st February 2023

Simple to use

Simple to use and great offer available Reviewed on: 21st February 2023

Great service

Great easy to use no problems would recommend to anyone looking to get a credit card Reviewed on: 21st February 2023

Extra mile company

Been very helpful throughout and with the past 4 years been as hard as they have always there when help was needed the extra miles shows people care Reviewed on: 21st February 2023

Super Easy and convenient

Everything is in a nice app with perfect amount of customisable alerts to keep your spending in check Reviewed on: 21st February 2023

Very good legit company

Have a few cards but Zopa is simply the best. Any problems sorted in no time. Highly recommended Reviewed on: 21st February 2023

Excellent

Good company would recommend them Reviewed on: 21st February 2023

For me is the best credit card dealer

Get in touch with me every time when I need help Reviewed on: 21st February 2023

Excellent service

Excellent service, fast response, always willing to help Reviewed on: 21st February 2023

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