Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44347)

Brilliant

5
They are such a good company, helpful, great options. Reviewed on: 21st February 2023
erinbrennan78@yahoo.com's avatar
[email protected]

Brilliant

5
Just an absolutely brilliant credit card Reviewed on: 21st February 2023
Shane Stride's avatar
Shane Stride

Excellent customer service

5
Been with zopa for a year now and the smooth running of their app is perfect. The rates are competitive and the overall experience with zopa has been brilliant from the start. Reviewed on: 21st February 2023
Neil Mitchell's avatar
Neil Mitchell

Realy good credit card

5
Very good credit card excellent rates Reviewed on: 21st February 2023
Sharon summers's avatar
Sharon summers

Excellent card

5
great customer service , i have had the the card just a little under a year and no problems at all. Reviewed on: 21st February 2023
Carol Gorejena's avatar
Carol Gorejena

come back

5
Covid hit me pretty hard financially. Zopa was a funding source offered in the early days of recovery. Zopa helped me restore my confidence and my credit rating through sensible lending and tips and ideas. In addition to the funding and information provided, I feel more confident again working with a provider that seemingly has my back. Reviewed on: 21st February 2023
mark james's avatar
mark james

Fast action

5
Eaay to pay credit cards in Zopa.. it reflects right away on the account Reviewed on: 21st February 2023
anthony abuel's avatar
anthony abuel

Zopa is Excellent

5
Great customer service and satisfaction! Reviewed on: 21st February 2023
Alicia's avatar
Alicia

Very good

5
I’m very happy with my card it’s very good Reviewed on: 21st February 2023
Nader 's avatar
Nader

Love this bank!

5
Love this bank because the accommodate all your needs and also help you if your dealing with bad credit Reviewed on: 21st February 2023
Elizabeth Jewell's avatar
Elizabeth Jewell

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill