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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

Great Credit Card

5
Great customer service and great product. Reviewed on: 21st February 2023
Sammy 's avatar
Sammy

Easy and simple

5
Can’t knock it simple and easy to work without any hassle Reviewed on: 21st February 2023
Warren's avatar
Warren

The best

5
The best credit card I have ever had , its easy to use and deal with things on the website Reviewed on: 21st February 2023
Jane bedford 's avatar
Jane bedford

Easy to use app

4
Good simple to use card, the app makes it so easy to make payments and check the balance Reviewed on: 21st February 2023
Hayter89's avatar
Hayter89

Great service

4
Is good to be part of Zopa family Well done Zopa Reviewed on: 21st February 2023
Bosola 's avatar
Bosola

Quick and easy

5
I found myself if a pickle before Christmas and Zopa were quick and easy to apply for and send my card out, my payments are manageable and I wasn’t given so much that I wouldn’t be able to repay! Reviewed on: 21st February 2023
Kim Capstick's avatar
Kim Capstick

Simple easy to use app

4
Great card and simple to use via app. Reviewed on: 21st February 2023
calum robert McDonald's avatar
calum robert McDonald

Quick and easy

4
Quick and easy to apply, I’m updated regularly of any upcoming changes and my monthly statements. Phone app very easy to follow. I’m very happy with Zopa. Reviewed on: 21st February 2023
Kasia Kruszylowicz's avatar
Kasia Kruszylowicz

Customer friendly card

5
Application was easy. Card came quickly. Communication throughout has been great and straight forward. Reviewed on: 21st February 2023
Caroline Thompson's avatar
Caroline Thompson

My Zopa credit was seamless to apply for and their initial credit limit was one of the highest.

5
I have had no complaints so far and I will be happy to refer my friends Reviewed on: 21st February 2023
Singtoh's avatar
Singtoh

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