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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

My Card

5
Zopa card,my card Is so east to apply for and set up app it’s all very clear in everything it does for me Interest rate is good and manageable and your so well informed through email off where your balance is at and when monthly money is due Zopa card, my card Reviewed on: 21st February 2023
P thomson 's avatar
P thomson

Effortless

5
Such a great company. Effortless yo use and navigate! Reviewed on: 21st February 2023
Rebecca Beddows's avatar
Rebecca Beddows

Brilliant card and service

5
Never had any issues with Zopa always been easy to communicate with and have had a genuine good relationship with them. Reviewed on: 21st February 2023
Jillhowe's avatar
Jillhowe

Good and simple usage

4
Easy tao use, really handy and simple Reviewed on: 21st February 2023
Patrick Lynn's avatar
Patrick Lynn

Amazing

5
Very easy to use and perfect for low credit ratings Reviewed on: 21st February 2023
hayleyphipps1975@gmail.com's avatar
[email protected]

Just Amazing

5
Simply quick and easy to use and easy to make repayments. Reviewed on: 21st February 2023
David Pulfer's avatar
David Pulfer

Best Credit Card ever.

5
Absolutely brilliant card and options to balance transfer with no APR for quite some time. Go for it. Reviewed on: 21st February 2023
Karen Stewart's avatar
Karen Stewart

What a credit card

5
The application was easy and stress free. The card arrived and offered three months interests free on balance transfers. The accompanying app is easy to use, glitch free and has all the information you need. Highly recommended. Reviewed on: 21st February 2023
coopesean@yahoo.com's avatar
[email protected]

Amazing

5
Brilliant and easy, I am not regret of having zopa card they're highly reliable Reviewed on: 21st February 2023
Adewale Ade's avatar
Adewale Ade

Highly Recommended

5
Zopa offers various services, their application process is very streamlined and the app is excellent and quick if you want to make single payments or make any changes to your direct debit dates etc. I highly recommend Zopa to anyone looking for a hassle-free servce! Reviewed on: 21st February 2023
Jordan's avatar
Jordan

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