Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

All round great credit card

When I wanted to build my credit score no credit cards would take me but Zopa has helped with that. Reviewed on: 21st February 2023

Absolutely amazing

I would and have recommended this company to so many people, they are absolutely amazing and affordable. They give you a good amount of credit that you can borrow with a small amount you have to pay back, I can recommend this company enough. Not only do they do credit cards but their app Is one of the best I've seen. They offer help with finances, help you find other credit cards and loans that you can be accepted for, I have no complaints about them, very helpful and great company!! Reviewed on: 21st February 2023

Simple yet effective

Always simple to use and answer any questions you have quickly Reviewed on: 21st February 2023

Helpful easy to use service and app

Great product, easy to apply for. Bast banking app I’ve used and helpful advice. Reviewed on: 21st February 2023

Great App

The best thing about Zopa is the clear and consice communication from them. You know exactly where you stand with the app. Reviewed on: 21st February 2023

Credit card review

Great customer service and easy to use app Reviewed on: 21st February 2023

Easy and Clear

At last a credit card, with an app that makes everything easy and everything clear. Hints, tips and offers on there and the Customer Service is also super helpful. Basically - credit card made simple! Reviewed on: 21st February 2023

Really easy to deal with.

I found the card and app easy to use, update and keep a check on costs etc Reviewed on: 21st February 2023

Amazing customer service

The app lets you know when days before you when you need to make a payment. The customer service is great Reviewed on: 21st February 2023

Best credit company I have used

Always helpful and understanding of difficult times. Best company I have ever been with. Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Avios Credit Card
from TSB 3.10 from 19 reviews
Credit card
from Luma 4.00 from 2 reviews
Gold Credit Card
from American Express 4.74 from 25 reviews

Want to see more from Zopa?

Current account
from Zopa 4.94 from 5953 reviews
Cash ISA
from Zopa 4.94 from 1539 reviews
Personal loan
from Zopa 4.94 from 68054 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub