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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Good communication and helpful

Zopa are always good at sending alerts and informing me of and changes to my account and provide ways in which to help manage my money. Reviewed on: 21st February 2023

Just fantastic

Better than any other card great service Reviewed on: 21st February 2023

Amazing

Been with these for a while now had credit issues but these guys have been amazing and helping out Reviewed on: 21st February 2023

Happy

Fantastic company , very helpful and easy to manage my account Reviewed on: 21st February 2023

The best credit card on earth!!!

I’ve had a Zopa credit card for a few years and the experience has been nothing but amazing, zero issues and great usability. One of the the most versatile cards I own and the user experience both online and in app are perfect and easy to use. This is the best credit card on earth. Reviewed on: 21st February 2023

Great card

My favourite thing about Zopa is the app. Payments clear instantly and balances update instantly Reviewed on: 21st February 2023

Best credit card I've owned

It's so easy to use fair to pay and use as and when apps easy to use this is the best credit card I've owned like.i have capital 1 credit card and not half as easy as this one wouldn't change for nothing . Reviewed on: 21st February 2023

Simple, accessible and user friendly

Application process was simple and the app helps me keep track of my account, enabling me to make additional payments as and when. The app has some useful hints and tips to manage my finances better. Reviewed on: 21st February 2023

Zopa-tastic

Effective and efficient banking.. Great service and customer experience. Highly recommend. Reviewed on: 21st February 2023

Brilliant

What a brilliant company, application process brilliant, there mobile texts let you know what you are spending as you spend it which is brilliant. Reviewed on: 21st February 2023

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