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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

Simple, accessible and user friendly

5
Application process was simple and the app helps me keep track of my account, enabling me to make additional payments as and when. The app has some useful hints and tips to manage my finances better. Reviewed on: 21st February 2023
Jules81's avatar
Jules81

Zopa-tastic

5
Effective and efficient banking.. Great service and customer experience. Highly recommend. Reviewed on: 21st February 2023
Nicole's avatar
Nicole

Brilliant

5
What a brilliant company, application process brilliant, there mobile texts let you know what you are spending as you spend it which is brilliant. Reviewed on: 21st February 2023
Jonathan Peacock's avatar
Jonathan Peacock

Easy to use

5
Really good card with a really asy to follow and use app. Reviewed on: 21st February 2023
Jon Hindley's avatar
Jon Hindley

Everything is easy

5
Really good and friendly ,easy to use. Reviewed on: 21st February 2023
Anonymous's avatar
Anonymous

Excellent service

5
Excellent service, great team, easy to use on the app, low intrest rate Reviewed on: 21st February 2023
Katie Griffies 's avatar
Katie Griffies

Excellent service

5
Am never late with my payment as am always notified, if there's an issue with me overspending. Am always informed Reviewed on: 21st February 2023
adetokunbo awobokun's avatar
adetokunbo awobokun

Good idea

5
The opportunity to building back financial health… Reviewed on: 21st February 2023
Nicole Reyes-Gibson's avatar
Nicole Reyes-Gibson

Easy application and easy to use

5
Very happy with the product and application l. Was simple and easy to understand. Would definitely recommend. Reviewed on: 21st February 2023
Simon E's avatar
Simon E

Great Service

5
Great service with an easy to use app! Reviewed on: 21st February 2023
aidanmcilvenny's avatar
aidanmcilvenny

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