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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44354)

Easy to use

5
Really good card with a really asy to follow and use app. Reviewed on: 21st February 2023
Jon Hindley's avatar
Jon Hindley

Everything is easy

5
Really good and friendly ,easy to use. Reviewed on: 21st February 2023
Anonymous's avatar
Anonymous

Excellent service

5
Excellent service, great team, easy to use on the app, low intrest rate Reviewed on: 21st February 2023
Katie Griffies 's avatar
Katie Griffies

Excellent service

5
Am never late with my payment as am always notified, if there's an issue with me overspending. Am always informed Reviewed on: 21st February 2023
adetokunbo awobokun's avatar
adetokunbo awobokun

Good idea

5
The opportunity to building back financial health… Reviewed on: 21st February 2023
Nicole Reyes-Gibson's avatar
Nicole Reyes-Gibson

Easy application and easy to use

5
Very happy with the product and application l. Was simple and easy to understand. Would definitely recommend. Reviewed on: 21st February 2023
Simon E's avatar
Simon E

Great Service

5
Great service with an easy to use app! Reviewed on: 21st February 2023
aidanmcilvenny's avatar
aidanmcilvenny

No problems

5
I have had no problems with Zopa, any changes made to the account, they let you know in advance. No spam emails or calls Reviewed on: 21st February 2023
Bekah Jade's avatar
Bekah Jade

Excellent service

5
Excellent service, supported by easy to use website/app. Reviewed on: 21st February 2023
John Thompsett 's avatar
John Thompsett

Fast and efficient

5
Very easy to set up always easy access to log in and works excellent with wallet and updated immediately as soon as transaction done . Best so far. Reviewed on: 21st February 2023
Chris clough's avatar
Chris clough

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