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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Great service and communication

5
Zopa is a good company easy to navigate website and communication cares about urs customers Reviewed on: 21st February 2023
Linda's avatar
Linda

Excellent

5
Very good and easy use of the app to make payments etc.....highly recommended Reviewed on: 21st February 2023
Han035's avatar
Han035

Great

5
Great company do Exactly as they say All the tools to help with your finances Reviewed on: 21st February 2023
MR Pablo Whitaker's avatar
MR Pablo Whitaker

Credit card

5
Excellent service.absolutely amazing customer service Reviewed on: 21st February 2023
D lucas's avatar
D lucas

Simple and manageable

5
Simple and manageable, had no issues and updates always provided and clear Reviewed on: 21st February 2023
GQ's avatar
GQ

Amazing

5
I’ve had nothing but good experiences in all of my dealings with Zopa. Would highly recommend Reviewed on: 21st February 2023
Kate 's avatar
Kate

Excellent Customer Service

5
Zopa have been extremely helpful and understanding everytime that I have contacted them and I would recommend them to everyone. Reviewed on: 21st February 2023
Jamie Ryan 's avatar
Jamie Ryan

Excellent

5
Especially great customer service updated on everything going on would recommend. Reviewed on: 21st February 2023
football bros's avatar
football bros

*5 service

5
Zopa have made it easy to bank with them. I would definitely recommend their services to friends and family. Reviewed on: 21st February 2023
Eleanor D's avatar
Eleanor D

Quick transfer

5
Best of credit card for united Kingdom Reviewed on: 21st February 2023
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