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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

No problems

5
I have had no problems with Zopa, any changes made to the account, they let you know in advance. No spam emails or calls Reviewed on: 21st February 2023
Bekah Jade's avatar
Bekah Jade

Excellent service

5
Excellent service, supported by easy to use website/app. Reviewed on: 21st February 2023
John Thompsett 's avatar
John Thompsett

Fast and efficient

5
Very easy to set up always easy access to log in and works excellent with wallet and updated immediately as soon as transaction done . Best so far. Reviewed on: 21st February 2023
Chris clough's avatar
Chris clough

Great credit card

5
Brilliant experience with Zopa, would deffo recommend Reviewed on: 21st February 2023
Niall's avatar
Niall

Amazing

5
Wonderful really app is very easy to use and control your spending Reviewed on: 21st February 2023
Carrie Metcalf's avatar
Carrie Metcalf

Excellent service

5
Simple, easy and fast services. Compatible with Google Pay service that makes our life easier, thanks Reviewed on: 21st February 2023
Alexandros A's avatar
Alexandros A

Outstanding service!

5
Outstanding service, so quick and easy to use. Statements are fast and punctual every month. Would highly recommend to anyone to use this company Reviewed on: 21st February 2023
08clatworthyj1@gmail.com's avatar
[email protected]

Brilliant

5
Easy to use app, easy payment service. Reviewed on: 21st February 2023
Jan-Michelle Taylor's avatar
Jan-Michelle Taylor

Excellent

5
Amazing service helped me improve my credit score and the best company I've ever had a credit card with Reviewed on: 21st February 2023
lucy whittaker's avatar
lucy whittaker

Easy to use and understand

5
Find the app really convenient and easy to use. From applying to setting up everything was simple and straightforward and nothing confusing to catch you off guard Reviewed on: 21st February 2023
Grice's avatar
Grice

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