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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Outstanding service with a friendly tone

Zopa provide a great experience with great depth of information and necessary control Reviewed on: 21st February 2023

Review

Very helpful team with eagerness to help their customers. Reviewed on: 21st February 2023

Easy to use

Easy to use and great app features. Very clear with terms. Reviewed on: 21st February 2023

Good one

Pleased for the services, very easy to use since the beginning, fast transactions, overall good credit card Reviewed on: 21st February 2023

Easy peasy

It's so easy to use my card through Google Wallet Reviewed on: 21st February 2023

Excellent

Service and app facilities and focus on improving credit Reviewed on: 21st February 2023

Amazing

Been good easy to use app not too bad price Reviewed on: 21st February 2023

I will recommend

Used for big and small purchases effectively Reviewed on: 21st February 2023

Excellent service

It’s very easy to use ,less interest,beautiful service ❤️ Reviewed on: 21st February 2023

Simple, Straightforward

Zopa has been simple and straight forward for pith application to payments. The details are not overwhelming and clearly outlines payment requirements and payment dates. Cannot complain about this company at all Reviewed on: 21st February 2023

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