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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

excellent

my experience with zopa is excellent I recommend friend and families to they banks Reviewed on: 21st February 2023

Credit card

Good service, fast ,pay attention toward replacement card , helping Reviewed on: 21st February 2023

Great app

Great service and credit limits all works of the app which is great instant notifications Reviewed on: 21st February 2023

Nice company

I have credit card, good apr. Good help information! Reviewed on: 21st February 2023

Decent credit card

Was approved after being declined several times decent cars to build your credit history Reviewed on: 21st February 2023

Transparency & Satisfaction

Zopa offers instant spending notification, instant payment notification and immediate on outstanding balance. Great APR rates as low as 9.9%. App is extremely easing to use, a no nonsense layout all relevant information and offers the ability to view/reset pin and freeze card. Helps with fraud with instant spending notifications. Great card, I highly recommend Reviewed on: 21st February 2023

Easy to apply, easy to use App

Easy to apply and keeps you updated on all aspects of your spending Very easy to use App too Reviewed on: 21st February 2023

Zopa brilliant company

Zopa brilliant company at end of phone if need them app is easy to use Reviewed on: 21st February 2023

Quick, easy to use credit card

Instant notification when you spend anything and running total, so you don't go over budget Reviewed on: 21st February 2023

Zopa credit card

Such an amazing easy to use card Reviewed on: 21st February 2023

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