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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great company

Great company good customer support easy to use app Reviewed on: 21st February 2023

Good rates and easy to understand

Good customer service easy to set up payments Reviewed on: 21st February 2023

Amazing customer service

I’ve had my credit card with Zopa for 2 years now and have always received excellent customer service when dealing with my queries. Reviewed on: 21st February 2023

Amazing

Fantastic customer service team, easy to use app and a very helpful report each month. Reviewed on: 21st February 2023

Second chance do exist

I made some unwise financial decisions in the past. Through Zopa I was given a chance to rebuild my credit. Reviewed on: 21st February 2023

Brilliant company

Very friendly easy to use app never any pressure. Would recommend Reviewed on: 21st February 2023

Convenient

Easy to use especially in the app. You can easily see all your transaction and your payment reflect right after you pay. Reviewed on: 21st February 2023

SUPER SERVICE AND AMAZING APP

Zopa for me is the most efficient and up to date card provider. The App is amazing, you get instant payment receipts and these are reflected in your balance immediately. Never had to phone them as the online info is so good. AND they do not batter you with offers of other products Reviewed on: 21st February 2023

Great control over expenses

It has a brilliant look and feel for Android with easy navigation. It helps me control my expenses a lot more than most banking apps with detail merchant info. Reviewed on: 21st February 2023

Understanding you

Since I have been a customer, I have not had any issues with rhus company. Reviewed on: 21st February 2023

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