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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Easy to manage finances with great customer service

Amazing from zopa well done. Strive to give beat customer service and overall a fantastic company with easy to manage finances Reviewed on: 21st February 2023

Excellent!

Easy to apply, fast decision & great app to manage my account. Reviewed on: 21st February 2023

Credit card

I had a zopa credit card which I was using on a regular basis. The interest rate is quiet low compared to most credit card out there, the alert for payments are regular and the app is really easy to use. I would definitely recommend it to someone who is thinking if building their credit score Reviewed on: 21st February 2023

No hidden agendas

What they tell you is what you get helpful Reviewed on: 21st February 2023

Fantastic service

Does exactly as it says on the tin. Highly recommend! Reviewed on: 21st February 2023

User friendly

Very easy application process supported by an App that makes it easy to control your account. Reviewed on: 21st February 2023

Easy to use,

Easy approved, nice card, good app, Reviewed on: 21st February 2023

Great credit card company

Easy application and they make sure it is affordable for you and its so easy to set up a set payment which you can change as long it is a minimum payment Reviewed on: 21st February 2023

The best credit card I have

I would recommend this to all my friends very easy to apply and quick simple to use the app as well Reviewed on: 21st February 2023

One of the most useful App based card

The card is a very useful tool for overall tracking your financial via an app. Frequent credit report updates keep you aware of how your profile appears to other lenders and keeps you cautious of your spending outlook Reviewed on: 21st February 2023

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