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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

Easiest credit card app

5
Zopa app is the easiest to use and shows you ways on how to reduce your balance quickly! Reviewed on: 21st February 2023
Anonymous's avatar
Anonymous

Zopa

5
Zopa - A great bunch of lads. It has to be said. Reviewed on: 21st February 2023
KevinT's avatar
KevinT

Easy to use, good customer service

4
I have found the card easy to use and monitor, and make payments. Good customer service when needed. Reviewed on: 21st February 2023
Nicola Claire's avatar
Nicola Claire

Easy, user friendly and helpful

5
East to use customer app that allows you to control your finances and savings etc under one app and is so easy to use great rates and easy access makes it one of the better apps for cards and savings Reviewed on: 21st February 2023
Matt A C Davison's avatar
Matt A C Davison

Fantastic

5
Great customer service, easy to use app. It was a simple process from the get go. Love the regular information about my account, straight forward and easy to understand. All round extremely happy with the service. Reviewed on: 21st February 2023
Claire Taylor 's avatar
Claire Taylor

Perfect company to meet modern needs

5
Have to say refreshing to deal with a company that is forward thinking, progressing and modern but still has the old fashion values that we all love and trust Reviewed on: 21st February 2023
sshaunc@googlemail.com's avatar
[email protected]

Thank you

5
Thank you for supporting me when I was at my lowest easy to use and app is easy to manoeuvre Reviewed on: 21st February 2023
Jane Boden's avatar
Jane Boden

Effective and easy

5
Great app and easy to use would recommend to friends and family Reviewed on: 21st February 2023
Jay's avatar
Jay

Great

5
Great card no problems at all very very good Reviewed on: 21st February 2023
Gary's avatar
Gary

Best card for poor credit

5
I've now had this card for over 2 years and it has help me keep on top of my spending, a nice and simple app which allows you to access your spending Reviewed on: 21st February 2023
Andrew Maplethorpe 's avatar
Andrew Maplethorpe

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