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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

A very efficient app and great service.

I was offered the card via Clear Score. It is far more user friendly than other cards with a great app. Reviewed on: 21st February 2023

It was really helpful

When I was in need I got help from you. Thank you so much Reviewed on: 21st February 2023

A fair way to get credit that feels right

I was pleased to get a Zopa credit card, I like the business model and have found the app very easy to use. Reviewed on: 21st February 2023

Easy access

Good little company easy to use app very clear and concise Reviewed on: 21st February 2023

Good job

Very good card i have this card 6 Mounts Reviewed on: 21st February 2023

Great customer service

I have had a zopa credit card for a few years now and any issues I have had there customer service team has been brilliant Reviewed on: 21st February 2023

Easy to use

The application was simple and I like the updates provided. Reviewed on: 21st February 2023

Good

Good customer service Easy to use app Reviewed on: 21st February 2023

Great Service

Zopa is the best credit card service I’ve used app is so easy to navigate and simple to use also great option to have a credit cushion Reviewed on: 21st February 2023

Excellent

Excellent communication and service Reviewed on: 21st February 2023

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