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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Excellent Company. Highly Recommend.

I would highly recommend Zopa. Their website is easy to use and you get regular account updates from them. Reviewed on: 21st February 2023

Great service

Happy with the service. Straight forward and diligent. Very happy Reviewed on: 21st February 2023

easy to use

never had a problem, a food straight fielrward no frill credit card Reviewed on: 21st February 2023

Very reliable, relaxed, and down to earth.

Has been a fantastic help. Credit limits are fantastic too and repayments happen instantly. Reviewed on: 21st February 2023

Best of the Best

I use zopa cradit card this is best of my experience overall service Reviewed on: 21st February 2023

Credit card

Good service and frendly people when i need help thanks Reviewed on: 21st February 2023

Zopa are very easy and helpful

Zopa is a bank that puts its customers first. They are helpful and guide you in the right financial direction. I highly recommend Zopa Reviewed on: 21st February 2023

My card

It's nice to have Zopa in my pocket and to know that they look after my finances as well. Reviewed on: 21st February 2023

Brilliant company would recommend

Easy to use, good communication via email, quick and simple payments couldnt ask for more Reviewed on: 21st February 2023

The Best

Fast and professional service and perfectly matched loans. Reviewed on: 21st February 2023

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