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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great service

Had first class servise no problems at all Reviewed on: 21st February 2023

Best way to start

I am really pleased with your service, everything is on point. I'll recommend to everyone I know for sure. Reviewed on: 21st February 2023

Happy

No issues very efficient , easy to use no problems so far Reviewed on: 21st February 2023

Amazing

First time having a credit card, app is easy to use reasonable fees and they offer more credit if you stay in top of your spendings Reviewed on: 21st February 2023

I've had this card for a long time amazing company

I've had this card for a long time amazing Reviewed on: 21st February 2023

Credit card

It’s an really easy to use app,you receive information about your product in a regular basis and if you have any issues the live chat is super fast to use Reviewed on: 21st February 2023

Understanding

They have given me confidence to sort my finances out and given me the chance to build my credit rating up Reviewed on: 21st February 2023

the best card

this card.it is verry good,I am happy I have this card Reviewed on: 21st February 2023

I am satisfied

I am happy to use the card no problem with payment in other countries interest good everything positive Reviewed on: 21st February 2023

My zopa card

Very low interest rate , and simple to operate Reviewed on: 21st February 2023

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