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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Easy and helpful

Controlled borrowing and helpful updates, regarding borrowing. Reviewed on: 21st February 2023

Great service. Easy setup

Great service and no fuss m. Really happy with this product Reviewed on: 21st February 2023

Brilliant

Customer service absolutely first class Reviewed on: 21st February 2023

Great company to work with

Very easy to use and the app is great Reviewed on: 21st February 2023

Love it

I like using zopa card and it’s easy to use there service Reviewed on: 21st February 2023

Helpful and rewarding

Always in touch keeping me aware yet not bombarded with lit. Reviewed on: 21st February 2023

Good old fashioned service business

Customer always comes first and they go the extra mile to ensure their clients have the service they need Reviewed on: 21st February 2023

Easy, easy easy

Easy to apply, great service from Zopa Reviewed on: 21st February 2023

Excellent for Travelling, User-friendly App and Excellent Customer Service

I use my Zopa Credit Card for travelling all over Europe. It's one of the few credit cards that I can use without having to pay excessive foreign transaction fees. The app is also seamless, you can easily see your balance, make any payments and freeze your card if it's lost/stolen giving you that extra peace of mind. Customer service has been excellent for any issues that I've had, such as querying transactions. Reviewed on: 21st February 2023

Credit card

Good credit card , easy to use. The company he aprove my first credit card. I'm happy Reviewed on: 21st February 2023

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