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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Fab card

Such a fab credit company! Good interest rates.. Great and easy app.. Reviewed on: 21st February 2023

good service

Zopa is really good in terms of service and response. Reviewed on: 21st February 2023

Fantastic

Great provider. App amazing and easy to use. Reviewed on: 21st February 2023

Very Happy

Fast and efficient service and excellent customer service Reviewed on: 21st February 2023

Easy to use

This credit card provider has helped me build my credit score. It's easy to use and understand. Reviewed on: 21st February 2023

Efficient

Efficient. Easy to use and great offers. Easy to react with regular updates. Reviewed on: 21st February 2023

My experience

Really helpful company easy to use and set up helped me when times were hard and no one else could Reviewed on: 21st February 2023

Good customer service

Good credit card Good interest rate Reviewed on: 21st February 2023

Excellent service

Very good product with good money saving features and credit building services Reviewed on: 21st February 2023

Great company

Easy to use app, great company and product and excellent communication. Highly recommended Reviewed on: 21st February 2023

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