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Zopa: Credit card reviews

4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44354)

Best credit card company

5
Easy to apply for a credit card and outstanding communication with the staff, the Zopa app is straight forward to use and the APR is affordable to anyone in these times of crisis that we are all experiencing right now. Reviewed on: 21st February 2023

Credit to them

5
Great service and facilities.... so easy to use... love the app Reviewed on: 21st February 2023

Is really easy to contact customer services and working the app

5
I found the application process very easy and the app is very user friendly Reviewed on: 21st February 2023

Easy to use card, great customer service

5
Zopa credit card has been the best credit card I have ever used. It is easy to use, easy to make payments, easy to track spending and the customer support are great! Reviewed on: 21st February 2023

Simple no messing finance

5
Credit card easy to use and set up, no hassle. Team always there to answer questions and help. App clear and easy to navigate. Been pleasant experience with everything. Reviewed on: 21st February 2023

Top rated

5
Quick Application processing time. Reviewed on: 21st February 2023

Easy to use

5
Excellent app, great customer service and brilliant offers. What more can you want! Reviewed on: 21st February 2023

Easy to use

5
Since joining it has been so easy to use my new credit card and login to my account after all transactions it’s definitely a great secure system Reviewed on: 21st February 2023

Outstanding

5
Top quality credit at your fingertips , great easy to use app that keeps you in the loop with your spending. Reviewed on: 21st February 2023

Brilliant company

5
First class service, excellent business model. Very competitive. Reviewed on: 21st February 2023

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