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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44347)

Easy to use

5
Since joining it has been so easy to use my new credit card and login to my account after all transactions it’s definitely a great secure system Reviewed on: 21st February 2023
billystewart1466@gmail.com's avatar
[email protected]

Outstanding

5
Top quality credit at your fingertips , great easy to use app that keeps you in the loop with your spending. Reviewed on: 21st February 2023
James Barron's avatar
James Barron

Brilliant company

5
First class service, excellent business model. Very competitive. Reviewed on: 21st February 2023
JAFFA's avatar
JAFFA

Great all round

5
Easy to apply, great and simple to use app, fab customer service Reviewed on: 21st February 2023
Kym Bayley's avatar
Kym Bayley

Excellent card for credit building and sensible lending

5
Great lender, responsible and the app is very informative. Well done. Thoroughly recommend. Reviewed on: 21st February 2023
tina.wortley@btinternet.com's avatar
[email protected]

Perfect

5
No hidden cost . Perfect credit card Reviewed on: 21st February 2023
Muhammad Aamir Siddiqui's avatar
Muhammad Aamir Siddiqui

top notch

5
Been great very easy and no problem using abroad unlike other cards i have Reviewed on: 21st February 2023
Craig Browning's avatar
Craig Browning

Simple, clear, easy

5
Easy to apply and awesome app gives simple visibility of card and loan details. The simplest and slickest user experience from any bank I’ve encountered in 37 years Reviewed on: 21st February 2023
martin.baker1975@gmail.com's avatar
[email protected]

Easy to use

5
Easy company to deal with and a user friendly App, which has combined details of my loan and credit card balances. Company also keeps you updated via email. I’ve not needed to try and contact them personally, so can’t comment on that. Reviewed on: 21st February 2023
Ren Abrahams's avatar
Ren Abrahams

Definitely Recommend

5
Been with Zopa for a while and hasn’t caused me any problems at all! Customer service is great when I need something and the credit card works well. I definitely recommend Reviewed on: 21st February 2023
Ibrahim arif's avatar
Ibrahim arif

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