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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Zopa 1st class credit card provider

5
Easy to access the information on the app Dealt with professionally & compassionately when made contact with an agent. Reviewed on: 21st February 2023
diamonddell@hotmail.co.uk's avatar
[email protected]

Amazing

5
Amazing app and very responsive Let you know when payments are due easy to use and secure Reviewed on: 21st February 2023
Paula JOHANS's avatar
Paula JOHANS

Brilliant

5
Great credit card, didn't have any issues Reviewed on: 21st February 2023
Emil Matras's avatar
Emil Matras

Brilliant

5
Great product so easy to use and manage. Reviewed on: 21st February 2023
Sml's avatar
Sml

Great Card Service

5
Easy to use App and the perfect amount of email notifications Reviewed on: 21st February 2023
Christina 's avatar
Christina

Great app.

5
Really impressed with the credit building features on the app. Reviewed on: 21st February 2023
Emily Cook's avatar
Emily Cook

Interest increased

4
I mean, you increased the interest rate which wasn't great. Reviewed on: 21st February 2023
ashleigh gibson's avatar
ashleigh gibson

Already recommending it to everyone

5
Glad to have chosen Zopa beyond a million other cards in the market, the app ia very straightforward and super useful.... I'm not only logging in to check my balance but to browse on new tips or articles on how to manage my money and personally I think this makes more sense than ever...a lending entity must also look after their customers and I feel they do. Reviewed on: 21st February 2023
Pamela Vasquez Dominguez's avatar
Pamela Vasquez Dominguez

Spending power at its best

5
Got a Zopa card,comes with the app do you can see what your spending how much interest you’ll pay and your payment dates absolutely love it Reviewed on: 21st February 2023
Marc's avatar
Marc

Easy to pay

5
Very easy to navigate website for making extra payments. Reviewed on: 21st February 2023
Dawn van den Berg's avatar
Dawn van den Berg

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