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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Zopa, is a good help for me and for my family

It's help me to save money, every month I transferred money to zopa and helping me for the next month, till now is the best credit card, thank you for all the help Reviewed on: 21st February 2023

Great service

Joining was easy, my card came quickly & the app is super user - friendly. The payment system is fantastic, as it updates automatically when you pay the balance. I have credit cards with a few companies, and this is the best by far. Reviewed on: 21st February 2023

Perfect

Perfect service and card, no trouble at all Reviewed on: 21st February 2023

Easy application and fast delivery

From start to finish, it has been so easy to seal with Zopa. Would definitely recommend to friends. Reviewed on: 21st February 2023

Excellent service for me

Very satisfying product and excellent and easy to use app Reviewed on: 21st February 2023

Best

I need it it needs me in loveeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeee Reviewed on: 21st February 2023

Customer friendly credit

It’s the App! It’s so easy to use, it’s clear where you are with your finances. Payments onto it show straight away. Helps you discover ways to do better with your credit rating and gives monthly insights which are useful Reviewed on: 21st February 2023

Super duper

Excellent , it’s very helpful, i would like recommend if people need any credit card they can apply for zopa Reviewed on: 21st February 2023

Great

Great app. Easy to use, easy to apply All simple and easy Reviewed on: 21st February 2023

Love Zopa!

Best credit card, love the app which is easy to use and has loads of extras to help build your credit score. Reviewed on: 21st February 2023

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