Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44354)

Great all round

5
Easy to apply, great and simple to use app, fab customer service Reviewed on: 21st February 2023
Kym Bayley's avatar
Kym Bayley

Excellent card for credit building and sensible lending

5
Great lender, responsible and the app is very informative. Well done. Thoroughly recommend. Reviewed on: 21st February 2023
tina.wortley@btinternet.com's avatar
[email protected]

Perfect

5
No hidden cost . Perfect credit card Reviewed on: 21st February 2023
Muhammad Aamir Siddiqui's avatar
Muhammad Aamir Siddiqui

top notch

5
Been great very easy and no problem using abroad unlike other cards i have Reviewed on: 21st February 2023
Craig Browning's avatar
Craig Browning

Simple, clear, easy

5
Easy to apply and awesome app gives simple visibility of card and loan details. The simplest and slickest user experience from any bank I’ve encountered in 37 years Reviewed on: 21st February 2023
martin.baker1975@gmail.com's avatar
[email protected]

Easy to use

5
Easy company to deal with and a user friendly App, which has combined details of my loan and credit card balances. Company also keeps you updated via email. I’ve not needed to try and contact them personally, so can’t comment on that. Reviewed on: 21st February 2023
Ren Abrahams's avatar
Ren Abrahams

Definitely Recommend

5
Been with Zopa for a while and hasn’t caused me any problems at all! Customer service is great when I need something and the credit card works well. I definitely recommend Reviewed on: 21st February 2023
Ibrahim arif's avatar
Ibrahim arif

Zopa, is a good help for me and for my family

5
It's help me to save money, every month I transferred money to zopa and helping me for the next month, till now is the best credit card, thank you for all the help Reviewed on: 21st February 2023
BOGDAN V DRAGOMIRESCU 's avatar
BOGDAN V DRAGOMIRESCU

Great service

5
Joining was easy, my card came quickly & the app is super user - friendly. The payment system is fantastic, as it updates automatically when you pay the balance. I have credit cards with a few companies, and this is the best by far. Reviewed on: 21st February 2023
Corrine Simpson's avatar
Corrine Simpson

Perfect

5
Perfect service and card, no trouble at all Reviewed on: 21st February 2023
chornec93@outlook.com's avatar
[email protected]

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.83 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill