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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Brilliant

5
Easy to use and set up really happy Reviewed on: 21st February 2023
Tom Johnson's avatar
Tom Johnson

Fuss free

5
I have a credit card with Zopa and I also transferred a balance from another card. The process to transfer my balance was straightforward and I was offered a 0% balance transfer and interest for 6 months which really helped me to clear my existing debt. Zopa is now my go to card Reviewed on: 21st February 2023
alannapowelldoyle@hotmail.co.uk's avatar
[email protected]

Great!

5
I haven’t spoken with their customer service but I love the flexibility of the app and how easy it is to use! Reviewed on: 21st February 2023
Em's avatar
Em

Amazing

5
Zopa make life easy and finances manageable Reviewed on: 21st February 2023
Saleena Ahmed's avatar
Saleena Ahmed

5 stars

5
I applied for a credit card with Zopa and got accepted instantly even though my credit score isn’t great I still got a decent credit limit to start I was verry impressed Reviewed on: 21st February 2023
Pat Hall's avatar
Pat Hall

Good

4
Is very good credit card I want more money if you can give me more Reviewed on: 21st February 2023
Laid 's avatar
Laid

Great service

5
Great service when no one else listenes Reviewed on: 21st February 2023
Paul Hornsby's avatar
Paul Hornsby

Credit card zopa very good

5
The credit card from Zopa is very good for people who are not yet accepted at the main banks (branches). It helps you a lot even if they offer you a limit of £200 or £600 when you apply for the card. Reviewed on: 21st February 2023
Robert Dny's avatar
Robert Dny

Fab credit card

5
Great credit card fab help online, the app is so easy to use Reviewed on: 21st February 2023
Liz's avatar
Liz

Great service

5
Great customer service and easy repayment the app is easy to navigate Reviewed on: 21st February 2023
Kev lofthouse's avatar
Kev lofthouse

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