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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Excellent product and customer service.

Great credit card product, easy to keep track of spending on the app and easy to make payments. App also allows me to contact customer service when ever needed. Reviewed on: 21st February 2023

Effective

Very easy and effective company to work with. Reviewed on: 21st February 2023

Brilliant easy and quick

I had not heard about this card before a friend told me. It Was very simple to sign up, they approved me in a very quick time and my card arrived in a few days. Highly recommended. Reviewed on: 21st February 2023

Great app and great service

Very impressed with how everything runs Reviewed on: 21st February 2023

Easy to apply and manage

Great card to help build up credit rating. Reviewed on: 21st February 2023

Amazing

I've had zero problems with my zopa card since I got accepted last year, the app works amazing, easy to use also has saving facilities to help you with your money. I love my zopa card 10/10 for me. Keep it up zopa. Reviewed on: 21st February 2023

Amazing company

Such great customer service and And no hassle application for the card and credit offered to what I can afford no pushing to take more than I needed. Reviewed on: 21st February 2023

Excellent Customer Service

Zoa, provide more than just a credit card. They also provide tips and hints on how to manage your finances, help and advice is second to none. You couldnt ask for a better experience. Reviewed on: 21st February 2023

easy pay

My Zopa card gives me the extra protection when i make a purchase, it's so easy to use and pay, so a real winner. Reviewed on: 21st February 2023

Credit card

Best credit card Easy and manageable account Reviewed on: 21st February 2023

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