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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Modern company fit for purpose

Been brilliant everytime I’ve needed them. Great app Reviewed on: 21st February 2023

So simple

What a great little credit card. The app is so simple to use but also so handy for other items like reducing your bills and saving suggestions. My favourite card & app at the moment. Reviewed on: 21st February 2023

Excellent

Great customer service and app is fantastic to use Reviewed on: 21st February 2023

Awesomely customer care driven credit card Company of the Millennium

Spot on information on hiw I use funds during the month, how to improve my credit score and support with best finance solutions available in the market . Reviewed on: 21st February 2023

Best service and app

Very happy customer love the app and the service is amazing I'd fully recommend them Reviewed on: 21st February 2023

No doubt the best credit card provider

Superb service in every department helping you keep on top of your spending I love the fact Zopa immediately advises you of a transaction highly recommended provider Reviewed on: 21st February 2023

Great savings APR and great credit APP

Couldn't be happier with the interest on both my savings account and the credit card I have which is very manageable. I've spoken to the team who are very helpful and I've also told a work colleague to go with the zopa savings account as the interest is higher as he's saving for a house! All in all great Reviewed on: 21st February 2023

Absolutely fantastic

Brilliant customer service and great app very happy Reviewed on: 21st February 2023

Vey professional service

It was very easy to sort my credit card and really good they have an app to manage your money Reviewed on: 21st February 2023

Very good, very user friendly app

App is brilliant, easy to manage. No problems ever had with them Reviewed on: 21st February 2023

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