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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Easy application and fast delivery

From start to finish, it has been so easy to seal with Zopa. Would definitely recommend to friends. Reviewed on: 21st February 2023

Excellent service for me

Very satisfying product and excellent and easy to use app Reviewed on: 21st February 2023

Best

I need it it needs me in loveeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeee Reviewed on: 21st February 2023

Customer friendly credit

It’s the App! It’s so easy to use, it’s clear where you are with your finances. Payments onto it show straight away. Helps you discover ways to do better with your credit rating and gives monthly insights which are useful Reviewed on: 21st February 2023

Super duper

Excellent , it’s very helpful, i would like recommend if people need any credit card they can apply for zopa Reviewed on: 21st February 2023

Great

Great app. Easy to use, easy to apply All simple and easy Reviewed on: 21st February 2023

Love Zopa!

Best credit card, love the app which is easy to use and has loads of extras to help build your credit score. Reviewed on: 21st February 2023

Modern company fit for purpose

Been brilliant everytime I’ve needed them. Great app Reviewed on: 21st February 2023

So simple

What a great little credit card. The app is so simple to use but also so handy for other items like reducing your bills and saving suggestions. My favourite card & app at the moment. Reviewed on: 21st February 2023

Excellent

Great customer service and app is fantastic to use Reviewed on: 21st February 2023

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