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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Amazing

Easy to use App and great customer service . Reviewed on: 21st February 2023

Excellent Company

Exvellent customer services and always let you know well in advance when your next payment is due. Reviewed on: 21st February 2023

Very easy very helpful

Can not fault the process at all Reviewed on: 21st February 2023

Amazing app!

Zopa is friendly, easy to use and helped me out at a crucial time. 100% would recommend Reviewed on: 21st February 2023

Service

Great service. Great at keeping customers updated with accounts Reviewed on: 21st February 2023

Fantastic credit card

Reliable with excellent rates and the best customer service to assist your every need. Reviewed on: 21st February 2023

Really easy set up and transfer

Really good card, decent rates and easy to balance transfer. Really like being able to cap my purchase balance as well, keeping that buffer there! Reviewed on: 21st February 2023

Great experience!

Great experience with this card. Very versatile and gives you what you need. I'd recommend it anytime Reviewed on: 21st February 2023

Very easy and simple

Simple process with Zopa when applying and great benefits! Reviewed on: 21st February 2023

Very good

It’s. A very good product would recommend Reviewed on: 21st February 2023

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