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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Awesomely customer care driven credit card Company of the Millennium

Spot on information on hiw I use funds during the month, how to improve my credit score and support with best finance solutions available in the market . Reviewed on: 21st February 2023

Best service and app

Very happy customer love the app and the service is amazing I'd fully recommend them Reviewed on: 21st February 2023

No doubt the best credit card provider

Superb service in every department helping you keep on top of your spending I love the fact Zopa immediately advises you of a transaction highly recommended provider Reviewed on: 21st February 2023

Great savings APR and great credit APP

Couldn't be happier with the interest on both my savings account and the credit card I have which is very manageable. I've spoken to the team who are very helpful and I've also told a work colleague to go with the zopa savings account as the interest is higher as he's saving for a house! All in all great Reviewed on: 21st February 2023

Absolutely fantastic

Brilliant customer service and great app very happy Reviewed on: 21st February 2023

Vey professional service

It was very easy to sort my credit card and really good they have an app to manage your money Reviewed on: 21st February 2023

Very good, very user friendly app

App is brilliant, easy to manage. No problems ever had with them Reviewed on: 21st February 2023

Super Easy Use

Very easy to use. Easy sign up. Good customer service. Reviewed on: 21st February 2023

Excellent

Excellent service from the start. Would definitely recommend to family and friends. Reviewed on: 21st February 2023

Quick and easy

Good app, quick and easy to set up Reviewed on: 21st February 2023

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