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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Great experience

Great experience with zopa. Simple application, user friendly app, good communication. Would definitely ately recommend Reviewed on: 21st February 2023

Excellent service

Excellent service ,and great mise disposition Reviewed on: 21st February 2023

Quick and easy

Never had a problem, app very good. Reviewed on: 21st February 2023

Great service, easy to use

Good credit card service, Brilliant app that’s easily accessible and simple to use Reviewed on: 21st February 2023

Amazing Product

Straight forward, application easy to navigate around Reviewed on: 21st February 2023

Great product and service

As usual great service and excellent products. Reviewed on: 21st February 2023

great card

great card, easy to use app, great customer service Reviewed on: 21st February 2023

Credit card

Easy to apply for decision in min and straightforward easy to use app. Reviewed on: 21st February 2023

Easily to update

Easily to repay any amount and updates the amount you pay within minutes. Also like how it checks your borrowing power helps keep me up to date. Reviewed on: 21st February 2023

Great service

Simple, clear and easy what more could u want Reviewed on: 21st February 2023

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