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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great credit card

Very good card easy app to use the card came very quite Reviewed on: 21st February 2023

Great company

It was very easy to apply and I can easily manage everything within the app. Reviewed on: 21st February 2023

Efficient service

Online and simple. Ease of use is fantastic. Reviewed on: 21st February 2023

Affordable

Affordable and bulits your cerdit if in bad cerdit its a great way to put you on the right path Reviewed on: 21st February 2023

Great Card to have

This is a great card to have, as you are able to use it for all your needs. Customer service is also good,they answer your questions quickly. Reviewed on: 21st February 2023

Zoopa

Good credit card and I am very happy with it Reviewed on: 21st February 2023

Really good service

Very happy with my Zopa credit card. In contact but not overbearing and they were helpful when I needed to speak to them. Used Zopa before and very trustworthy. Reviewed on: 21st February 2023

so good 100%

I very happy my Zopa credit card Reviewed on: 21st February 2023

Easy app to use and has improved my credit

So happy with this card, my credit has gone up already in a short period of time. The app is super easy to use as well Reviewed on: 21st February 2023

Brilliant service

Great service!! Anytime I’ve had a problem iv been able to sort it out straight away with the customer service team!! I would recommend Zopa to anyone!! Reviewed on: 21st February 2023

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