Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

so good 100%

I very happy my Zopa credit card Reviewed on: 21st February 2023

Easy app to use and has improved my credit

So happy with this card, my credit has gone up already in a short period of time. The app is super easy to use as well Reviewed on: 21st February 2023

Brilliant service

Great service!! Anytime I’ve had a problem iv been able to sort it out straight away with the customer service team!! I would recommend Zopa to anyone!! Reviewed on: 21st February 2023

Easy Set up and Use

Easy to ser up and use. Great App and easy to find information without too much hassle. Highly recommended. Reviewed on: 21st February 2023

Best

Everything is good by zopa. Zopa is best credit card Reviewed on: 21st February 2023

Amazing product easy to use

Application to acceptance and receiving of card was a smooth process - customer service very easy to use and professional and courteous - highly recommend Reviewed on: 21st February 2023

Happy with service.

Very happy with service provided so far . Easy to follow web page to manage my account . Reviewed on: 21st February 2023

True honour

Very ease in applications Communications very effective Technology up to date and easy to use Very fair and sensible with limit appliances Constantly updating Reviewed on: 21st February 2023

Solid card

It’s the app which is the winner easy to use simple straightforward with help and objectives Reviewed on: 21st February 2023

Excellent credit card

Exceptionally good company excellent Service very professional Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Black Diamond Visa
from Vanquis 4.21 from 10 reviews
Balance Transfer Credit Card
from Halifax 4.10 from 64 reviews
Credit cards
from Virgin Money 3.84 from 814 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub