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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Easy Set up and Use

Easy to ser up and use. Great App and easy to find information without too much hassle. Highly recommended. Reviewed on: 21st February 2023

Best

Everything is good by zopa. Zopa is best credit card Reviewed on: 21st February 2023

Amazing product easy to use

Application to acceptance and receiving of card was a smooth process - customer service very easy to use and professional and courteous - highly recommend Reviewed on: 21st February 2023

Happy with service.

Very happy with service provided so far . Easy to follow web page to manage my account . Reviewed on: 21st February 2023

True honour

Very ease in applications Communications very effective Technology up to date and easy to use Very fair and sensible with limit appliances Constantly updating Reviewed on: 21st February 2023

Solid card

It’s the app which is the winner easy to use simple straightforward with help and objectives Reviewed on: 21st February 2023

Excellent credit card

Exceptionally good company excellent Service very professional Reviewed on: 21st February 2023

Valuable

Understanding, valuable, supportive and helpful. All attributes I have experienced while being a customer of Zopa Reviewed on: 21st February 2023

Great bank with great offers

I am very happy by using zopa credit card its amazing for me all the time. I will suggest everyone to use zopa card Reviewed on: 21st February 2023

The card to have

Great card and the app so simply and easy to use Reviewed on: 21st February 2023

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