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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Valuable

Understanding, valuable, supportive and helpful. All attributes I have experienced while being a customer of Zopa Reviewed on: 21st February 2023

Great bank with great offers

I am very happy by using zopa credit card its amazing for me all the time. I will suggest everyone to use zopa card Reviewed on: 21st February 2023

The card to have

Great card and the app so simply and easy to use Reviewed on: 21st February 2023

Good

Easy to use, online. App works really well. Reviewed on: 21st February 2023

Excellent

Quick simple easy straightforward application decision in a matter of minutes and online app is easy to use. Reviewed on: 21st February 2023

Great card

Great card, easy to use app, well informed on changes Reviewed on: 21st February 2023

Always happy to help

Any issues, anytime, they're always more than happy to help! Fantastic Reviewed on: 21st February 2023

Great

Easy to use, reviewed my credit limit and increased it due to sensible management of account. Reviewed on: 21st February 2023

Fast and easy

Fast friendly service & very easy process Reviewed on: 21st February 2023

Zopa balboa

The undisputed king of the credit card, champion of everything it can do, even its knockout app! Reviewed on: 21st February 2023

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