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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

So friendly and simple to use

The app is fantastic. So simple to use. Wether it's making a payment or checking my balance it's so straight forward. When I have needed to speak to somebody, they are always there Reviewed on: 21st February 2023

Excellent beyond imagination

Excellent so glad I am board with zopa Very well experience so far. Thank you so much Reviewed on: 21st February 2023

Spectacular

Couldn’t be any more amazing. So helpful Reviewed on: 21st February 2023

Brilliant and easy to use!

Never had a problem with Zopa before and when I have needed to contact them I spoke over a chat, the customer service was amazing and I felt like they really understood Reviewed on: 21st February 2023

Amazing Credit Card

This was my second credit card and it is really easy to use. I love the app and the notification feature. Reviewed on: 21st February 2023

Handy card

Accepted everywhere, card is easy to use, provides me with the flexibility I need along with the facilty to payy all or some of the balance every month. Reviewed on: 21st February 2023

Amazing

My experience with Zopa is great you couldn’t beat it to other cards Reviewed on: 21st February 2023

Great company

Superb company can’t fault them at all Reviewed on: 21st February 2023

Thoughtful and efficient

The app is great and very user friendly. The offering is measured and encourages prudent and wise spending behaviours Reviewed on: 21st February 2023

Just great

I’ve used Zopa for a little while now and I find it great! I’ve never had any problems. You’re kept up to date within the app as well as emails, it’s an easy process to apply and use. Everything’s right there for you. Would 100% recommend Reviewed on: 21st February 2023

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