Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Great credit card

Used to help build up credit rating Very easy to use app & quick with enquiry’s Reviewed on: 21st February 2023

Really good system to use

Really good app to use along with plenty of reminders for upcoming payments. Reviewed on: 21st February 2023

High interest

Crazy high interest rates, but outside of that functions exactly how you’d want. Simple and easy to use. Reviewed on: 21st February 2023

Great product and app

Simple app which allows you to see other offers. would highly recommend to friends and family Reviewed on: 21st February 2023

Friendly and easy service

Using the app is easy to use and helps make payments easier Reviewed on: 21st February 2023

Zopa credit card

Very good company and good service fast approval Reviewed on: 21st February 2023

Amazing

Amazing service, easy to use and great communication. Reviewed on: 21st February 2023

Absolutely brilliant

Really easy to use app, clear information and keeps me up to date. Reviewed on: 21st February 2023

Great!

Never a problem best company so far Reviewed on: 21st February 2023

Easy to use

I have had no problems with using my card easy to use app and happy with my credit limit i was first offered Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Metro Bank 4.86 from 880 reviews
Purchase Credit Card
from Bank of Scotland 4.53 from 10 reviews
Platinum credit cards
from Barclaycard 3.86 from 318 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5952 reviews
Smart Saver
from Zopa 4.94 from 8051 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub