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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Absolutely helpful

It has helped to manage my money Reviewed on: 21st February 2023

Great all round credit card

Does the job everything is online Straight forward app Reviewed on: 21st February 2023

Great app Easy to use

No nonsense credit card. Perfect Reviewed on: 21st February 2023

Nice easy company to deal with.

Never had any issues with zopa. Always handy to use the app Reviewed on: 21st February 2023

Great,,east to use

Very handy to have around..Easy to use Reviewed on: 21st February 2023

Easy application process

Easy application process - And same for day to day management Reviewed on: 21st February 2023

Great credit card

Very easy company to deal with Very clear and concise app Very happy to recommend Reviewed on: 21st February 2023

Amazing

Hassle free transactions ,user friendly app, Updates on borrowing power so we know where we are up to..Amazing and freedom for purchase Reviewed on: 21st February 2023

Great credit card service

Would definitely recommend to family and friends. Which I have. Great service an Great credit card to have in your wallet. Easy payments all accessible on the app to see. Reviewed on: 21st February 2023

Great company

They don’t let you go over your limits and offer so many packages Reviewed on: 21st February 2023

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