Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

View other Zopa products

4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Good

Easy to use, online. App works really well. Reviewed on: 21st February 2023

Excellent

Quick simple easy straightforward application decision in a matter of minutes and online app is easy to use. Reviewed on: 21st February 2023

Great card

Great card, easy to use app, well informed on changes Reviewed on: 21st February 2023

Always happy to help

Any issues, anytime, they're always more than happy to help! Fantastic Reviewed on: 21st February 2023

Great

Easy to use, reviewed my credit limit and increased it due to sensible management of account. Reviewed on: 21st February 2023

Fast and easy

Fast friendly service & very easy process Reviewed on: 21st February 2023

Zopa balboa

The undisputed king of the credit card, champion of everything it can do, even its knockout app! Reviewed on: 21st February 2023

Absolutely helpful

It has helped to manage my money Reviewed on: 21st February 2023

Great all round credit card

Does the job everything is online Straight forward app Reviewed on: 21st February 2023

Great app Easy to use

No nonsense credit card. Perfect Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Balance Plus (discontinued)
from Capital One 4.20 from 4 reviews
Aquis Card
from Vanquis 4.46 from 44 reviews
Hilton Honors Credit Card
from Barclaycard 4.10 from 11 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub