Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Hood

Not bad Big respect bigup the massive have a great night bless Reviewed on: 20th February 2023

Boooooommm....

Smashing! Thrilling! From the bottom to the top! Reviewed on: 20th February 2023

Perfect all round

Fast and easy application. App works perfect for all needs. And support is there when needed Reviewed on: 20th February 2023

Easy to deal with

Have got card, but also savimg money eith savrr pots, gaining intetest already... Reviewed on: 20th February 2023

excellent service and keep me up to date with my account 24/7

reliable service, keeps me up to date with my finances 24/7 Reviewed on: 20th February 2023

brilliant

absolutely the best for viewing. payments made simple and easy Reviewed on: 20th February 2023

very good trustful creditor

I am happy with Zopa, very good customer services and support a lot Reviewed on: 20th February 2023

Credit card

I am happy with my Zopla credit card. For instance when I have lost replacement arrived quick. To cancel lost card was super easy and simple on Zopla app. Chat on line was quick and guidance provided what to do next when I lost Zopla credit card. To use Zopla credit card is very simple just tap and go. Reviewed on: 20th February 2023

Great Credit Card Option

Really easy to set-up but also reassured at how secure the process was. I get immediate notifications of spend, and can manage my account easily and securely through the app. Reviewed on: 20th February 2023

It's very nice credit card and it's has is exclusive offers

This credit card is very good and the credit limit for card is also very nice so i recommend that look forward and apply for your Zopa credit card Reviewed on: 20th February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Luma 4.00 from 2 reviews
Freedom Rewards Credit Card
from Barclaycard 3.90 from 61 reviews
Credit builder card
from thimbl. 4.88 from 18 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5952 reviews
Smart Saver
from Zopa 4.94 from 8051 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub