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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Nice easy company to deal with.

Never had any issues with zopa. Always handy to use the app Reviewed on: 21st February 2023

Great,,east to use

Very handy to have around..Easy to use Reviewed on: 21st February 2023

Easy application process

Easy application process - And same for day to day management Reviewed on: 21st February 2023

Great credit card

Very easy company to deal with Very clear and concise app Very happy to recommend Reviewed on: 21st February 2023

Amazing

Hassle free transactions ,user friendly app, Updates on borrowing power so we know where we are up to..Amazing and freedom for purchase Reviewed on: 21st February 2023

Great credit card service

Would definitely recommend to family and friends. Which I have. Great service an Great credit card to have in your wallet. Easy payments all accessible on the app to see. Reviewed on: 21st February 2023

Great company

They don’t let you go over your limits and offer so many packages Reviewed on: 21st February 2023

Great Service

From application, through to the card arriving and spending was flawless. The app experience is excellent. Reviewed on: 21st February 2023

Great app

The app is good and handy to use Reviewed on: 21st February 2023

Got me out the xxxx

I have a poor credit rating, Zopa believed in me and gave me a credit card, Reviewed on: 21st February 2023

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