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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Well made app, good support

Great system for improving credit and a very intuitive app, would recommend! Reviewed on: 21st February 2023

Great

Card was easy to apply for and customer service is great. Easy to use app. Can’t complain, so far so good. Reviewed on: 21st February 2023

Excellent Service

Excellent service with good hints and tips for looking after finances Reviewed on: 21st February 2023

Good

Easy, fast,you can do online and not hiding fees. Reviewed on: 21st February 2023

Awesome

Dry satisfied. APL easy to use and very secure. Highly recommended Reviewed on: 21st February 2023

Great card company

The company is easy to get along with with no long meaningless words , easy to use app is excellent Reviewed on: 21st February 2023

Brilliant service

One touch call. Don't wait too long to get throught and pleasant communication Reviewed on: 21st February 2023

Excellent Credit Card

Zopa carefully reviews your financial status and offers you the credit limit. They help you maintain a healthy credit usage Reviewed on: 21st February 2023

Not enough

I feel I have been a Zopa customer for too long to still have a £200 as a credit limit. It shows a lack of progress and it is nothing because I cannot afford to pay, because I can Reviewed on: 21st February 2023

Zopa

Fantastic company - easy to use and very friendly Reviewed on: 21st February 2023

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