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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Brilliant and Easy To Use

Great service, always easy to use and set up. I like the options it gives you when other products are available. Reviewed on: 20th February 2023

Customer service

Really nice people very understanding of your needs Reviewed on: 20th February 2023

Excellent lending

This was available to me despite having poor credit history and was extremely helpful having the option to lend from Zopa. App easy to use for all services Reviewed on: 20th February 2023

The best card for low credit.

The best card for low credit scores, easy to use app, not had a cause to phone customer service. For me a great card to help build your credit score. have recommended a few freinds to date. Reviewed on: 20th February 2023

Perfect credit card

Very user friendly never had an issue with the app or card it’s self would highly recommend a great way to build credit Reviewed on: 20th February 2023

Easy to manage

It has an easy to use app and you can add a savings pot as well. Never had any issues with zopa Reviewed on: 20th February 2023

Credit card for all

Zopa credit card helps you to do all expenses at a moderate interest rate. Their product fits into any class of user. Reviewed on: 20th February 2023

Excellent

I'd been thru a very rough part of my life being made bankrupt not thru my own fault and zopa gave me the chance to have a credit card with excellent customer service that has not only improved my credit rating but gives me the ability to spend if I need to.. thankyou so much Reviewed on: 20th February 2023

Easy to use and good customer service

I have had a very positive experience with Zopa. It is easy to use and whenever you need help the customer service are so willing to help Reviewed on: 20th February 2023

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