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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

The best move I made joining zopa

I’ve about 6 credit cards to which I don’t touch or use now as I use my zopa every day for normal day to day shop to fuel everything once my limit goes the same as my others I’m closing them as don’t need them and my savings in zopa are safe all transactions ping straight to my phone security great job zopa Reviewed on: 20th February 2023

Best Provider Ever!!!

Fully recommend Zopa to everyone, they are the best credit card provider I have ever used! Seriously professional with great management tools to help budget. Reviewed on: 20th February 2023

Great credit card

Has the best service app. Has easy payment method Reviewed on: 20th February 2023

They are very helpful when you talk to customer service

In term of security, they are excellent Reviewed on: 20th February 2023

Friendly Easy card

Simple service, great card, that provides easy options, thank you!!! Reviewed on: 20th February 2023

Outstanding

Always brilliant customer service I needed to speak to someone after fraud on me account and not only was they polite they was friendly and very helpful Reviewed on: 20th February 2023

Alright

Alright let’s you spend But can be confusing Reviewed on: 20th February 2023

Brilliant service

A really good service with many options on how to repay the balance especially setting up a monthly payment so you don't miss a payment that would therefore go onto your account Reviewed on: 20th February 2023

Very smooth application

The application has good features, the card is now accepted almost in every setting, used it abroad to and no problems . Reviewed on: 20th February 2023

Quick and easy

It’s quick and easy to use their website and also their app to apply for what u need whether it’s a credit cards or a loan it’s super easy to apply. Reviewed on: 20th February 2023

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