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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Good

Easy, fast,you can do online and not hiding fees. Reviewed on: 21st February 2023

Awesome

Dry satisfied. APL easy to use and very secure. Highly recommended Reviewed on: 21st February 2023

Great card company

The company is easy to get along with with no long meaningless words , easy to use app is excellent Reviewed on: 21st February 2023

Brilliant service

One touch call. Don't wait too long to get throught and pleasant communication Reviewed on: 21st February 2023

Excellent Credit Card

Zopa carefully reviews your financial status and offers you the credit limit. They help you maintain a healthy credit usage Reviewed on: 21st February 2023

Not enough

I feel I have been a Zopa customer for too long to still have a £200 as a credit limit. It shows a lack of progress and it is nothing because I cannot afford to pay, because I can Reviewed on: 21st February 2023

Zopa

Fantastic company - easy to use and very friendly Reviewed on: 21st February 2023

Great company

My card has never let down and no one pressure you I would recommend zopa to my friends and family Reviewed on: 21st February 2023

Just fabulous, easy to use and quick to set up

Everything is just so easy. Hopefully you'll do mortgages soon and make that process just as seamless Reviewed on: 21st February 2023

Credit card

Keeps you updated and informed every month you get a update about your borrowing power Reviewed on: 21st February 2023

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