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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Excellent

App very easy to use and customer service is excellent. Would certainly recommend to family and friends! Reviewed on: 20th February 2023

Good all round card

Best card for increasing credit Reviewed on: 20th February 2023

Chance

Due to a divorce and difficulties with finance, nobody would touch me, but Zopa have given me the opportunity to rebuild my credit rating, and I am forever grateful for the opportunity... Reviewed on: 20th February 2023

Fantastic company

Had a zopa credit card for a while now and have had no issues whatsoever. Would thoroughly recommend. Reviewed on: 20th February 2023

Good credit card company straight forward easy to use

Good app easy to use and apply can't fault it would recommend to friends and family for a first time credit card Reviewed on: 20th February 2023

The best

The best off the best .I got Zopa credit card and I got a good experience with you Reviewed on: 20th February 2023

Very friendly team

Very friendly team always here to offer there help. Reviewed on: 20th February 2023

Saving account as well as a credit card

I like the Zopa credit card a lot as it helps you to save money as well as usage as a credit card to build your credit rating. Zopa let’s you set up a standing order to save money into your account which is very welcome Reviewed on: 20th February 2023

Great company

Great customer service and super easy to use App. Reviewed on: 20th February 2023

Great credit card provided

Great credit card provided, regular updates about services keeps track of your credit overall a great company Reviewed on: 20th February 2023

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