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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Allrounder

Really happy with the card. Great to use. Pin available on the app. Easy Reviewed on: 21st February 2023

Simple and easy to use.

Fantastic mobile app, so easy to mange my card and finances. Reviewed on: 21st February 2023

This is best card our daily usage

I find this card perfect to use. Reviewed on: 21st February 2023

Very helpful

It’s really important to have a credit card and Zopa will give you lots of promotional discounts on balance transfers and easy to handle everything in one app I loving using it. Reviewed on: 21st February 2023

Best credit card

Zopa is the perfect credit card for starters Reviewed on: 21st February 2023

The best company

Very nice and very friendly with customers. Reviewed on: 21st February 2023

Zopa card

Zopa has given me the freedom to spread my costs and repayment option, application process was simple and non complex. i also enjo the notifications when i have paid for products as it gives me the abiltiy tontrack my spending. Thank You. Reviewed on: 21st February 2023

Great service, easy to use app, good communication.

Easy to use and navigate round the app. Good communication in all that’s happening regarding my card. Reviewed on: 21st February 2023

Fab app and service

App is clear and easy to use. Credit card service and information is clear and straightforward Reviewed on: 21st February 2023

Good company

Nice and smooth easy to use and easy to pay Reviewed on: 21st February 2023

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