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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great service, easy to use app, good communication.

Easy to use and navigate round the app. Good communication in all that’s happening regarding my card. Reviewed on: 21st February 2023

Fab app and service

App is clear and easy to use. Credit card service and information is clear and straightforward Reviewed on: 21st February 2023

Good company

Nice and smooth easy to use and easy to pay Reviewed on: 21st February 2023

The GOAT

From my title do I need say anymore? The absolute GOAT, I have a credit card and this is by far the best. My partner has car finance and I’m a little jealous that my finance wasn’t as easy as his hence greatest of all time. Reviewed on: 21st February 2023

Helpful

Zopa are always two steps ahead and notify with any upcoming payments. Their app is very simple and would be very convenient for the elderly, but the layout of the app is also amazing Reviewed on: 21st February 2023

Excellent service

Excellent service easy straight forward application. Reviewed on: 21st February 2023

Excellent app

The online app is superb. Also you can add money instantly Reviewed on: 21st February 2023

Excellent

Brilliant honest service Reviewed on: 21st February 2023

So easy to use

This credit card is so simple to use you can keep track of everything on the app and are in total control of your finance Reviewed on: 21st February 2023

Best credit card facility

Efficient, responsive customer service Reviewed on: 21st February 2023

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