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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Basic but works perfectly

It seems like no frills but simple and easy process. No need to speak with anyone as all manges via app. Easy and flexible Reviewed on: 21st February 2023

Amazing

Amazing company, great customer service Reviewed on: 21st February 2023

Good honest provider

Honestly couldn’t find a single fault or improvement that I would like. Great provider nice easy app and support Reviewed on: 21st February 2023

Credit card and Zopa review

Great safe credit card two step verification is great. Feel safe keep you updated with new things there working in to make life better for the customer Reviewed on: 21st February 2023

Excellent customer services.

Best customer services and mobile app support that provides solution to almost questions. Reviewed on: 21st February 2023

Card

Really great company would recommend Reviewed on: 21st February 2023

Fantastic service from Zopa.

Fantastic service, app is great and easy to use, regular updates and alerts as to what's going on and new offers. Brilliant. Reviewed on: 21st February 2023

Good all round card

Good all round card with a good app to support Reviewed on: 21st February 2023

The best of the BEST

Zopa is everything I’ve wanted from a credit card, and continues to get better and better. Reviewed on: 21st February 2023

Lovely experience and understanding staff

I have had a great experience. I love the people there anytime I have an issue they help out. Reviewed on: 21st February 2023

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