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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43495 reviews)

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4.94

Based on 43,495 reviews, last reviewed 20th Mar 2026

155800% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Explfantastic service Explain why not.eligable for change to lending amounts gives.plenty notice of payment amounts quick and easy to use Reviewed on: 20th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43495)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Amazingly simple to deal with, takes away all the st...

Amazingly simple to deal with, takes away all the stress Reviewed on: 15th January 2026

Good experience safe banking excellent service

Good experience safe banking excellent service Reviewed on: 15th January 2026

Highly recommended

First credit card I have had in a long time and found it so easy to apply for and their app is great for someone who wants to keep on top of their finances and pay statement off each month. Reviewed on: 15th January 2026

Have not had anything but great support from Zopa.

Have not had anything but great support from Zopa. No problems with website or enquiries I have had. Pleased with my experience so far do not foresee any issues in the future Reviewed on: 15th January 2026

Easy application process.

Easy application process. Really helpful staff Reviewed on: 15th January 2026

Great card

Applying was easy. It’s helped me out so much using this card. Monthly payments are easy to pay on the app. Definitely recommended Reviewed on: 15th January 2026

Easy process, good value for money

Easy process, good value for money Reviewed on: 15th January 2026

Great customer service and a very clear and easy to...

Great customer service and a very clear and easy to use app Reviewed on: 15th January 2026

Best credit card company

I got excepted and cant fult the service Reviewed on: 15th January 2026

I have had no problem with my card.

I have had no problem with my card. As long as I make my payment every month we are all happy Reviewed on: 15th January 2026

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