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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43496 reviews)

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4.94

Based on 43,496 reviews, last reviewed 21st Mar 2026

155850% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa not only loan money but also encourage people t... Zopa not only loan money but also encourage people to save money. That is why I would recommend Zopa to anyone looking for a loan . Reviewed on: 21st March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43496)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great efficient

Easy to understand and control fast customer service Reviewed on: 15th January 2026

Never had any problems wa Zopa any I need to know I...

Never had any problems wa Zopa any I need to know I just need to go in to my app Reviewed on: 15th January 2026

Seamless and Awesome.

Seamless and Awesome. Reliable Credit Card anytime, any where. Reviewed on: 15th January 2026

Best credit card ever.

Great credit card for those with bad credit helped me me and my family Reviewed on: 15th January 2026

Very good zopa experience a credit card.

Very good zopa experience a credit card. Thank Reviewed on: 15th January 2026

Awesome 22

Great service can get to agent quickly and easy Reviewed on: 15th January 2026

They have been good no challenges

They have been good no challenges Reviewed on: 15th January 2026

Zopa helped me when my credit score wasn’t brilliant...

Zopa helped me when my credit score wasn’t brilliant and now my score has increased Reviewed on: 15th January 2026

Easy use .

Easy use .. perfect. Been a customer for over 2 years .. Reviewed on: 15th January 2026

Instant transaction reflection.

Instant transaction reflection. Most credit cards will take a few hours before transaction activity shows, zopa is wi%kin seconds. Reviewed on: 15th January 2026

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